Unenforceability & Template Letters III

monlou

Cheers:D

Thanks you

never-in-doubt wrote: »

Final Response - No CCA Received letter from page 1........

scarednshakin

never-in-doubt wrote: »

Oh yea, I was extremely naughty hehe

And here was me thinking you were a good boy :rotfl::rotfl::rotfl:

Thanks for the excellent letter, I am wiping the tears away asI type he he, so want to be there when this letter is opened :rotfl:

Take care and no doubt speak to you soon

in_to_deep

never-in-doubt wrote: »

Morning mate - they can unfortunately ring at any "reasonable" hour - in order to speak to you, but just block the number or store it so when it rings again, you know who it is and can ignore it.

I assume you gave them the runaround and failed security etc?

just said that i was not in:rotfl:

got a reply back from crap 1 after sending CCA Query long letter but saying can confirm to you that your credit agreement complies with the consumer credit act 1974 and is in the correct format. then goes on to say i must now inform you that any further contact we receive from you on this subject will be acknowledged but we will not enter into any further correspondence.

do i send letter 19 debtors final response

thanks

tryingto

Hi Niddy,

Looking for some advice on all things default notices if possible please?

Checked my credit file and Amex defaulted me last year for £5 on an account that was closed years ago (had gone to a debt collector and been paid and on a zero balance). Didn't receive any default notice and the first I knew of it was when I checked my credit file like you told me to. Now, I have loads of default notices on the file, and honestly don't think I have ever received a proper notice from any of them, but this Amex one really annoys me as I honestly think they might have done it deliberately (then again I could just be being mega paranoid ) after I claimed back bank charges via FOS. They are just ignoring my letters about it, so not sure what to do next.

Also, just wondered what (if anything) to do about default notices in general. I think if they were like 5 years ago, it is best to ignore them. But in the course of sending CCA requests and finding out accounts are potentially unenforceable would I try for default removal for accounts defaulted recently, say in the last 2-4 years? Just want to check I am doing right thing.

Cheers very much

never-in-doubt

in_to_deep wrote: »

do i send letter 19 debtors final response

thanks

Indeed you do - let us know if they respond to that

never-in-doubt

tryingto wrote: »

Hi Niddy,

Looking for some advice on all things default notices if possible please?

Cheers very much

Hiya - try reading my thread here matey - Invalid Default Notices - Default Removal

never-in-doubt

scarednshakin wrote: »

And here was me thinking you were a good boy :rotfl::rotfl::rotfl:

Thanks for the excellent letter, I am wiping the tears away asI type he he, so want to be there when this letter is opened :rotfl:

Take care and no doubt speak to you soon

I am not a good boy - pah! haha - far far from it matey!

It is a funny letter and they will probably laugh as well - it has to be done though :rotfl::rotfl:

Catch you soon matey

Wicca303

Hi NID,

Just wanted to check you'd got both of my emails.

I put my username in the subject line, but I've been having email issues lately, so wanted to check you'd got them.

Thanks.

never-in-doubt

Wicca303 wrote: »

Hi NID,

Just wanted to check you'd got both of my emails.

I put my username in the subject line, but I've been having email issues lately, so wanted to check you'd got them.

Thanks.

Hiya

Yes I did get several emails but to be honest when i'm at work I don't like downloading things (obvious reasons) so I do things like that from home....

expect an answer later tonight or by 7am tomorrow ok...

Wicca303

never-in-doubt wrote: »

Hiya

Yes I did get several emails but to be honest when i'm at work I don't like downloading things (obvious reasons) so I do things like that from home....

expect an answer later tonight or by 7am tomorrow ok...

As long as you got them, that's what I was worried about....

No rush if you've got lots to do. :cool:

Thanks.