Seperated but living together?

uganda

Oldernotwiser wrote: »

I would love to think that this was what Aimee meant, but,on past experience, I very much doubt it!

I know nothing about aimee, I think we should just stick with trying to help the OP and anyone else who might have similar problems.

I also think we should stick with what we know and have a bit of humility when we make statements we believe to be true.

We don't know if the OP would qualify for HB if he moved to rented accommodation (it doesn't sound like he would and he hasn't specifically asked that question in any case) but if he doesn't, it won't be because of his ownership of the marital home (though if he owns other property that could be a problem!).

If we just state with absolute conviction that home-owners cannot claim HB it is misleading and unhelpful.

uganda

hippy-chicy wrote: »

Yes in specific circumstances can someone claim HB for a property they rent if they own their home. However, no where has the OP mentioned that any of these circumstances apply to them. They have stated that they the ex partner and children will be staying in the marital home and that he will also be doing so as he is financially unable to support both the mortgage and the rental on a new property.

Given that the OP 'may' be entitled to HB on a property be rented if he qualified ( i am assuming that he is working) as the capital in house that his ex partner and dependent children lived in would be disregarded.

However, the OP has mentioned NON of the above. From what the OP have put in the original post the advice given is correct. You would be here all day if you went into every little aspect of benefits 'just in case'. Advice is given based on the info given by the OP.

aimees advice was incorrect ( based on the facts known) and misleading to the OP plus anyone else is reading the post. If that was what she meant then she needs to make this clearer as not everyone who reads this forum knows benefits enough to see the other way it could be interpreted.

Aime's comments referred not to the original post, but to DX2's simplistic statement 'No HB when you own your own house', which was incorrect, and misleading - you are right that the OP did not mention this but it could have become a factor, which is why this comment was unhelpful. Her advice in that context was not incorrect at all, (though it was a bit rude).

DX2

uganda come on now let's not beat around the bush here the op wouldn't in all honesty get HB whislt paying the mortgage on the former marital home, and the Op's wife would not get hb either.

DX2

uganda wrote: »

I'm sorry to rain on everyone's parade, but aimee is absolutely correct and at least 3 of you (plus those who thanked you) should really apologise. (Having said that aimee, it is not particularly polite to tell someone they are talking 'rubbish' even if they are!)

No apology coming from me that's for sure.

uganda

DX2 wrote: »

uganda come on now let's not beat around the bush here the op wouldn't in all honesty get HB whislt paying the mortgage on the former marital home, and the Op's wife would not get hb either.

This is not a matter of opinion, DX2, it is a matter of fact. If the OP rents another property, the fact that he owns and pays a mortgage on his marital home while his ex-partner is living in it as a lone parent would not prevent him claiming. Other factors, such as his income and other capital (including other property) might prevent it, but that is a different matter. The OP may have no intention of claiming of course, but it was you who made the blind statement without thinking, which forced it to become part of the argument as it is potentially misleading (you did at least edit to acknowledge it hadn't previously been mentioned).

If you do not have the decency to apologise to someone to whom you have argued rudely and wrongly, that is your affair, but it is nothing to be proud of. (And I can't imagine why 2 people thanked you for your posts when you were so clearly wrong - one of them had even acknowledged my point that HB can be claimed while one has property elsewhere).

PS You're right that the wife would not get HB but no-one claimed that.

alwaysonthego_2

GOING OFF-TOPIC


Hi, Martin’s asked me to post this in these circumstances: While it’s easy to wander off-topic that often prevents newbies finding the information they want quickly and easily (please see this rule). Please keep this thread on topic. If you’d like to discuss non-MoneySaving related topics please continue your discussion in The MoneySavers Arms or Discussion Time. If you have any questions about this policy please email [EMAIL="%20abuse@moneysavingexpert.com"]abuse@moneysavingexpert.com[/EMAIL].

DX2

uganda wrote: »

If you do not have the decency to apologise to someone to whom you have argued rudely and wrongly, that is your affair, but it is nothing to be proud of. (And I can't imagine why 2 people thanked you for your posts when you were so clearly wrong - one of them had even acknowledged my point that HB can be claimed while one has property elsewhere).

How dare you, who do you think you are? Infact don't even bother answering me you along with the other idiot are now on ignore :wave:

uganda

DX2 wrote: »

How dare you, who do you think you are? Infact don't even bother answering me you along with the other idiot are now on ignore :wave:

I won't answer this person, as is their wish.

I will simply hold him/her up as an example. May I ask everyone not to state as fact things on these boards that they do not actually know, things that could be misleading? Things such as 'No HB if you own your own house' which, in isolation, are simply wrong. People are asking important questions on here, things which have a major impact on their lives, if you only think you know the answer, then please say it is only what you think.

The result of DX2's comment is that we have ended up getting off-topic on something that the OP did not even ask (I accept my own responsibility in this) and we are all (rightly) in trouble.

OP, I am sorry your thread has turned into a schoolyard spat, please seek advice from the CAB or equivalent organisation, as I advised in my first reply, and feel free to PM me for further advice.

mad_bad_spender

Hi OP

You say your soon to be x wife works! can i just say if she could work at least 16 hours a week she would be able to claim tax credits even if you are still living there.

i did this when split with my ex and we were still living together, just advised them that we were no longer couple and started new claim in my name only. they did not ask for proof but did already have solicitors letter to state the case should they check

just something to think about should this be possible.

septemberblues

If you own the house that you live in (or it is mortgaged) it is not possible to get Housing Benefit. You may get IS to pay the mortgage interest, and you may get Council Tax benefit, but no Housing Benefit.