DansMum's hopeful freedom date 01/01/2024

cha97michelle

Great weight loss. Well done.

DansMum_2

Ta verrily .... x

Willie is FILTHY!!!!!!!!!!

Still with me, on th'ebay for what seems the hundreth time! No bids yet, but fingers crossed 5 days to go...

Its blooming freezing here today. Got up the yard at 540 this morning (Dont) and it was blowing a hooly (Suffolkism) Luckily I'd ordered Old Horse a new rug the other day which I fitted last night. Bless him, looks like he's wearing a hoody as it goes right up his neck to his ears.. Well took him 31 years to rebel... I even took pity on Dan and upgraded his rug from 'thin' to 'slightly padded'... Am such a pushover....

I wasnt wishing to be on winter routine this early in the year, but hey ho At least it gets me up and an hours excersize before I drag DansDad outta his pit.

Bit brassic in the money dept so no hope yet for an OP, but I may be able to clear the credit card which will be exciting.....

*realises she has an extraordinary Rock n Roll lifestyle....:(

SmlSave

realises she has an extraordinary Rock n Roll lifestyle....

Would you want one? really? I think I'd enjoy about 10 days of a Rock n Roll lifestyle and then I'd like to rest

DansMum_2

Well, SmlSave its like this... Would like a Rock n Roll lifesytile, but would need an early night....:cool:

Well I am now Willieless He went yesterday... Am sad, but in view of the spending cuts etc etc I like the idea of being debt free instead of having a lovely car..... DansDad did the deed as I'm useless at that kind of thing...

Went out with Ma yesterday Danny and Harry too, lovely ride out. Poor Dan was really tired when we got home though
Have also had a big vet bill for Giff.... Changing him into his pyjamas the other night noticed he has a 2 inch gash on his shoulder :eek: Cue one visit from the One who has Needles, one sedation, one clean out (the wound is 3 inches deep, no stitches thank goodness, sterile water and wound gel = £160 lighter...:eek: Its healing well enough but I refuse to take the scab off.......

Will have another big bill when they both go off to the dentist on 5th November...

Paid Willies finance off, I had enough in the bank £3600 but its done, just £104 on the credit card to go....:rotfl:Will pop the cash in the bank Monday and am going to ook at another banger of a 4x4 tomorrow only £800 but taxed and tested... If I get it will need another naming contest!!:D

830pm....time for bed .... (passes back Rock n Roll lifestyle )

DansMum_2

Well am now the proud owner of a Frontera! :j She's dark green and was cheap £600 Needs a bit of work doing and have money saved for that already

Now names? Have thought either Morticia or Vera the Frontera :rotfl:Insurance all paid up got it £140 cheaper than my current provider wanted... They wanted a cancellation fee, but cancelled it yesterday and was told there was nothing :A Kerching!

Didnt stop yesterday! Did boys at 6-7am, shopping @ 830, Housework @ 10, farrier @ 1130 (£40, Dans back shoes are history!) got back @ 130, insured car, met DansDad @230 picked up car at 4, got boys in at 5 (forgotten my wellies so had to slip around in the mud in my 4.99 lidl trainers ) Couldnt sleep though Back to work for a rest today...

Have upped my ISA payment to £50 p/m instead of £10. I should have another £50 -£75 to put toward an OP on the mortage. My total outgoings not including OPs are about £550 p/m now :j Am ging to try and get a better ISA rate as on 0.5% with NS&I... How many ISA's can I have?

Am about 2 wqeeks away from being debt free............:A

SmlSave

Yay for the new car! Can't help re the name as I always choose one that reflects the reg. (ours is called Nam)

You can have as many ISA's as you want as long as you only open one a tax year. You also can only put funds into one ISA per year. Hope this helps

What you up to for Haloween?

Radish72

2 weeks to debt free :j:j

Bet you can't wait

DansMum_2

OK have agreed on Vera the Frontera.... Last three are PUR which was apt as i am a crazy cat person Thanks for ISA info SmlSave (and Smllet congrats x) Will probably transfer my one then attempt to max it out :rotfl:before I then open another one...

Got my tax reevalution through on Saturday afternoon when I got in from work...... OMG I thought just right on Halo'ween!! I have a nice fat refund of £352!!:D Yay... Will pop £100 into my ISA, Need £72 for Vera the Fronteras new radiator, then the rest towards DansDads Christmas Pressie

55 days to go BTW :xmassign: Going to make the Christmas Cake this week. Got a lovely recipie for Mincemeat catherine wheels (I know I know!!) But they look like danish pastries.... ALso going to have a go at some cupcakes like Christmas trees.... DansDad will be enormous by the time I've finished 'experimenting'

SmlSave

Yay for the tax refund!

Radish72

For my Christmas countdown I'm just counting work days