My Very Long Journey

Desperate_to_be_debt_free

A boring day today for me I'm afraid. Unfortunately I didn't win the lottery last night so it's been another NSD for me. Bank account looking pretty sick at the moment just enough money there for the standing orders tomorrow. Have got a few bits and pieces left to come i.e. pet insurance refund, barclaycard money and also my monthly allowance off OH. Once those hit the bank account there'll be a few more payments to Studio. I can't wait

REDMADCURLS

You will easily pay that Studio off by end of May hun, thats nothing to you!

Desperate_to_be_debt_free

Thanks Red, feeling a little down today, it's Bank Holiday and I've got no money to go anywhere. How on earth did my life come to this? Couldn't even afford a KFC Had a cheque off OH last night which needs to be paid in but there's always so much I need to pay out of so little money. Would kill to go out on a massive spending spree today

Desperate_to_be_debt_free

Have had quite a productive morning. Packed up 3 Amazon sales from the weekend, filled out my tax credits renewal and also completed my homework. (Assessor coming to see me tomorrow so it was a MUST). Head is absolutely punding now so think a few tablets are called for.

So much for me chilling out and reading

Desperate_to_be_debt_free

Am still on the debtbusting front. Have decided to make Studio a full and final offer of payment of £98. Will post the letter tomorrow and hope and pray that they will accept. Have decided to concentrate on the Next account until I receive a response.....

Desperate_to_be_debt_free

Despite feeling really down it's been quite a productive day today.
Completed my homework.
Sold 4 items on Amazon which are all packed up ready to post tomorrow.
Completed Tax Credits Renewal.
Wrote a letter to Studio asking them to accept F&F settlement offer

REDMADCURLS

Well done you - four items on amazon is very good, I am finding it very slow presently!

Homework - you probably have already said this sorry, what are you studying?

Desperate_to_be_debt_free

Business and Admnistration Red. I haaven't got time to spit so why I decided to take on another 18 months of studying is beyond me.

Have just checked my Halifax account and I'm left with £1.79 I also noticed that I paid one bill twice for this month. When I paid it online there seemed to be a problem and they told me to try again and tried again and now it's been paid twice. That's £62 that could have stayed with me silly girl.

The Amazon sales were PS3 games that my son has completed, I didn't make very much money they only sold for about £2 - £3 each but it's another space on the shelf and a few pounds in the bank.

Still no payment off Barclaycard or refund on the pet insurance. These people take absolutely ages.....

REDMADCURLS

Well you know, education is always a good investment!

I am waiting for PPI refund from Barclaycard too, and thats two weeks now. Mind you First Direct are just as bad!

Desperate_to_be_debt_free

I gave Barclaycard my Bank details last Wednesday and still nothing in the account this morning. Also phoned Pet Insurance last night, they have now marked my file as urgent and somebody will get onto it today. Fingers crossed I'll get that by the end of the week.

I know what you mean about education but I only signed up for the course because it was free because I work in NHS. Everytime I finish a college course I swear I'll never do another one and here I am eating my words yet again.

I see there's free listings on e-bay on the weekend and OH picked up a cooker hood for £4.50 from the clearance sale in Homebase a few weekends ago. It's brand new in the box and marked up at £99 so I'm going to see what magic I can do for him. Was going to list it tonight but think I'll wait until weekend.

Off to get ready for work now, hope all debtbusters have a productive day. xx