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First Direct - Overdraft

2

Comments

  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Not yet. :(
  • stella2009
    stella2009 Posts: 278 Forumite
    TheEffect wrote: »
    Not yet. :(

    Still no response?
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They said it'll cost me £25. I replied saying raise it to £1000 then so I will not need to change it in the future. I'll let you know what they say.
  • stella2009
    stella2009 Posts: 278 Forumite
    TheEffect wrote: »
    They said it'll cost me £25. I replied saying raise it to £1000 then so I will not need to change it in the future. I'll let you know what they say.

    LOL

    Like your thinking ;-)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    How you get on mate?
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    They said they are not willing to lend me anymore until they see 12 months of account activity.
  • THEMOUND
    THEMOUND Posts: 40 Forumite
    TheEffect wrote: »
    They said it'll cost me £25. I replied saying raise it to £1000 then so I will not need to change it in the future. I'll let you know what they say.

    Your tactic is well known in banking circles,no offence,but it smacks of desperation and game playing,and FD are wise to it all ;)
  • THEMOUND
    THEMOUND Posts: 40 Forumite
    TheEffect wrote: »
    They said they are not willing to lend me anymore until they see 12 months of account activity.

    Quite right,that is the lenders perogative,do you expect them to hand out money on a plate;)
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    TheEffect wrote: »
    They said they are not willing to lend me anymore until they see 12 months of account activity.

    Sorry to hear that matey
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • vaporate
    vaporate Posts: 1,955 Forumite
    Is it just first direct who charge to increase your OD? Do they also charge for lowering it too?

    Seems desperate to charge though.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
This discussion has been closed.
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