Just a hypothetical question on S.75 of CCA

derrick

Optimist wrote: »

. The item was only part paid by credit card. Teach me to scan without reading lol

Makes no difference to S75. you do not need to pay the whole of the bill by CC, ANY amount renders the CC liable,( if S75 applies), to the whole amount.

See WHICH ADVICE;-
"However, you don’t have to have paid the full amount on your credit card – the card company is liable even if you made only part of the payment (a deposit, say) on your card. And this part-payment can be as little as £1. It is the value of the goods you are buying that is key, not the amount paid on the card."

Also from ombudsman news;-
"The claim is not limited to the amount of the credit card transaction. Customers can claim for all losses caused by the breach of contract or misrepresentation. And this applies even if all they paid by credit card was the deposit."

Optimist

derrick wrote: »

Makes no difference to S75. you do not need to pay the whole of the bill by CC, ANY amount renders the CC liable,( if S75 applies), to the whole amount.

See WHICH ADVICE;-
"However, you don’t have to have paid the full amount on your credit card – the card company is liable even if you made only part of the payment (a deposit, say) on your card. And this part-payment can be as little as £1. It is the value of the goods you are buying that is key, not the amount paid on the card."

I'm aware but the point was about the credit card company seeing the bill. I said that they wouldn't need to see it as it would be on the statement so they would not know it was itemised by bits of bed and each item below the £100 requirement.

I then realised that only a part was paid by card which would mean the CC company more than likely would want to see it to prove the full amount paid especially in case of refund.