Friday 26th Feb - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D:D


Morning.....thank you for all the birthday wishesHad a nice, quiet day....finished work at 12, a friend nipped in for a cuppa after that, cooked a yummy dinner for girls and myslef....not a bad day;)

Hooray for Friday......at last:T




Here's my list for today then:

• check banking
• daily scratchcard
• Asda shopping coming....any price match bargains I wonder;)
• packed lunches for girls
• Meal from freezer for me tonight
• Stick to WW
• Quiet evening on the sofa - girls with their dad
• Do new french manicure for myself
• sparkle.....(a little bit!)

Ok, that's all I can think of.

josiebabie

Morning, glad you had a nice day yesterday Millie.
I'm up early and have/will:
- Checked banking, payday woohoo!
- Already paid some bills
- Going to Mr T's today...boo! OH has agreed to let me do the shopping for 1 month solely so I can show him how I can reduce his normal spend
- Last day of the month before new registration, busy day at work
- Surveys
Lots more I'm sure but I'm going to be late if I don't leave now!
Have good days all round!

littlemisschocolate

Morning Milly,

Today I have done/will do the following:

- [STRIKE]Check online banking[/STRIKE]. Done and it's looking very nice as it's payday.
- Do daily clicks.
- Have store cupboard lunch.
- [STRIKE]Store cupboard tea[/STRIKE]. Quorn pieces taken out of the freezer to defrost.
- NSD. - Done!
- Charge mobile at work. Done
- Print off course material at work. Done
- Send CV off to some more agencies.
- Do some studying in my lunch hour, this will stop me thinking about going into town to get a sandwich I WONT like! :rotfl::rotfl:

And above all:

mogchops

Good morning!! Thanks for starting the thread Milly, glad you had a lovely day!!

Its Friday - yayyy

Busy busy, work, shopping, party preparation.....tomorrow is party day - 16 small people invading for pass the parcel, musical statues and other such entertainment......I may be a wreck by Sunday lol!!! :rotfl:

Today:

- check online banking
- packed lunches
- hokey cokey
- shopping with detailed list according to meal plan for next week
- start the big clear up ready for the parrrrrtaaayy
- do lots of comps

Smile and sparkle!!!!:D

And be thankful for karma!!! :A

Have a wonderful day my lovely DFW friends xxxxxxx

Pippilongstocking

Morning all
chaos here - one child at school the other childs school is closed

You can just imagine eh??

Morning all
TOday
take out a humungous amount of money and go sign lease on new house
Try and get to see carpets from old tenants
Check banks and cry after lease money is out
Lodger putting her money in today
Must pay brothers rent as well
Negotiate with carpets
Phone OH and see how he is
Not sure if I'll make it to work
Something HM tonight and NO TAKEAWAY
Put fire on in one room to keep cosy
Put away some Hokey cokey
Wear layers
Think I need petrol in the main car so see which garage is cheaper
Make my bed - maybe not exactly dfw but seemingly it makes you think in a more ordered manner and makes you look after yourself
Look out some cards and stamps for sending on some socks/chocolate to challenge winners on a different thread
Find the hard drive and clear out/tidy up laptop
List some dvd's on amazon
List more cd#s on Magpie music

Not sure what else yet - snow snow snow chaos here must get on with writing and must (if I'm home tidy through home files in office here)

Hugs chaps I hope you're all good!!

CATMIAOW - well done on reaching your DEBT FREE DATE tomorrow

Triangle

Morning :hello::hello::hello:

Another one that is going to sparkle today - handing my essay in at last :j:T:j I'm tired but in a good mood!


My list:

• Work placement this morning
• Print essay at work so will save on ink at home
• Packed lunch
• Go to uni - don't want to pay for parking for the 5 minutes it will take to hand essay in so try to find a secret spot!
• Food shop - stick to budget
• Stick to SW
• DH car has its MOT today - fingers crossed again that it will pass ok like mine!
• Meal round mum and dads tonight - really looking forward to catching up
• Me or DH will drive - can't afford taxis

Have a lovely day all
T
xxx

Pippilongstocking

Posted from Gabriella - on yesterday's thread

can any of you guys help her out I'm still not sure about scratchies and stuff

From Gabriella......

Hi all i know a thread will be started for today but i'm up early well 2 hrs ahead to you guys. umm What are dailyscratchies and clicks.

i'm currently not working so am bumming around the house abit in a bid not to spend any money. Today is the 1st time in 15 years with no pay cheque eek. i;ve taken a career break to follow my other half to Cyprus with his job, and have also gone a DMP at the same time. All a bit stressful. But i shouldn't complain the weather has been better here than at home.

Any ideas for making money at home would be great.
Thanks x

Cleosmum

I feel so illlllll today, Im just a mass of sneezing and groggy head, thought these antibs would have started working by now, but I feel yucky today

Payday today, so thats cheered me up a bit! Happy payday to those that get paid :j

Today I have:

• Checked banking
• Breakfast from home
• Kids lunches done for school
• Printed off to do list for today
• Visited DFW and this lovely thread to keep me focused
• £1 into SA pot

And I will:

• Complete tasks on To Do list - mostly housework ugh Done!!!
• Go back to banking later to transfer some stuff around Done and also paid last of gas bill
• Lunch and dinner from stores Lunch done
• Stick to my SW food plan, must be focused this week! Ok so far
• Check car tyres and oil for long journey tomorrow Oil done, OH said I can do the tyres myself in the morning - hate doing them!
• Hunt out RAC cover details for journey, just in case... Found
• Washing and airer drying Started...still going....
  
• Make sure OH and DS have everything organised for their trip tomorrow - off to Man U stadium tour, DS has no idea! BOGOF drinks bought for train journey and lunch
• Over pay my loan, usually over pay by £2 a week, going to try overpaying £22 Decided to overpay by £7, OH not keen on overpaying as it doesnt save us anything
• Early night tonight as we all need to be up at 5.30am - yuck!

If I think of owt else I shall add it to the list, will be back through the day to update and keep me motivated :j

irishmist_2

Hi all,
Yesterday eve and today:
-found a small bottle of wine (from a flight) and opened that last night for a glass rather than a big bottle
-family here this weekend and have mealplanned and bought everything for it
-washing at 30 and on airers
-reusable nappies and breastfeeding for LO
-go to baby group for £1 and catch up with lots of friends
-checked banking - no nasty surprises - really does help me to do it every day
-fed chickens baby's leftovers (weaning so loads that lands on the floor!)/scraps so they can make eggs
-do a survey that's come through

think that's all for today
Have lovely days everyone
xx

picasso2

Hi folks , wet and miserable day here today, staying in bed a little while then will rush round like a mad woman to get everything done.

Today I have / will :

• check online banking - payday :j got a bit more than I was expecting so made extra cc payments before I got too excited.
• More money shuffling to do when i dig out post office account details.
• Checked Ebay , my one item that had a bid yesterday now has 6 bids and is at a much higher price than I expected :T
• Pub lunch with dad today - my treat
• Family meal out with mum tonight - mums treat
• surveys
• competitions
• make HM cookies
• Rush round cleaning before mum arrives
• wrap bargain mothers day present so mum can take it home with her sunday so i don't have to post.
• hokey cokey
• heating on low and on timer

I can't believe the turn round in my finances, 5 month ago I was lurking on this site considering a debt management plan . Now my overdraft is dropping by nearly £100 a month , I am overpaying on my CC, have money put by for car tax and service (unheard of ), most of money for a nice pressie for dds birthday,and am saving towards a short break for the summer (normally paid for by cc but have learnt that lesson now ) . Its like magic - and very very addictive, even expensive dd is changing her ways :T

Thanks folk for the inspiration and ideas :beer:

La_escocesa

That's really great Picasso2! Nice one!!

I'm feeling really positive today too - first payday in about 6 years that I've not had cc#1 to pay!! Woo hoo. Have had that card for general spends and then cleared the balance in full on payday. Good in theory and will probably be good when I'm completely debt free, but I slowly started to realise that I never ever monitored what I was spending so every month I would end up with a £300ish bill and not a lot to show for it. Last month was the first month I took a little lump sum out of the bank and paid cash for everything. Ahh, new regime.

Anyway, my list for today goes like this:
- eating leftovers for lunch and still not been to the vending/can machine
- said no to going out after work for drinks. Eek, not making any friends here today...
- going to yoga tonight instead of going out boozing:A
- batch cooking at least one big dish tonight for easy meals for next week
- did The Official March Budget and stared in amazement that I have £80 leftover, even with £££ going to wedding budget, weekend away and a meal out.

Almost the weekend!

xx