Thurs 25th Feb - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Gooood morning....well, today is my birthday....ahem, ahem, 30-something, that's all I'm saying:rotfl: SO off to work for the morning, then home to enjoy the peace for the afternoon. Might nip to college library too - I know how to have fun eh?!;)

I managed all day at Uni yesterday, but I'm feeling the working week now - sore...boooo:o So, I plan on doing not much!



Ok, list for the day:

• check banking....move TCs to spends account
• daily scratch
• meal from plan tonight - chicken chow mein (HM), spring rolls and prawn crackers
• take chicken out of freezer
• heating off tonight - was off from 5pm last night and it's not cold, hooray:T
• NSD - just need carrots out of my Grocery budget

Ok, that's all I can think of....too tired for more!
Have a great day:D

catmiaow

Happy Birthday Milly & thanks for starting the thread, hello to those that follow..

My list for today is:

Go to work
Get something for my upset stomach
Drop shopping at my nans
Meet boyfriend later and spend some deal vouchers
Check online banking
Take kitchen rubbish out
See to pets
Do online comps
Apply for all jobs suitable for me.

Viewing went well yesterday, lets see if anything comes from it.

Hope everyone is well

Triangle

Happy birthday Milly :beer: Have a wonderful day xx
Catmiaow - congratutaions on your Debt free date for Saturday :T

Morning all :hello: Sparkling lots today - lost 4lb at SW last night!

My list for today:

• Got paid £70 for night shift I did at old old job a couple of weeks ago Hoping to make this last for as long as possible
• Check DH bank account to see if been paid
• Work placement visit and assessment later this morning
• Drive carefully to conserve petrol
• Aiming for a NSD
• Final checks through essay as handing it in tomorrow - spend a couple of hours this afternoon doing this
• Meals from stores and stick to SW
• Meal plan for next week and write shopping list
• Walk pup
• File paperwork
• Put all insurance renewal dates for the year on the calander
• Organise Uni folders
• May go swimming tonight using free pass

Lots of love
T
x

littlemisschocolate

Happy Birthday Milly, have a great day.:beer::beer:
Today, I will do the following:

[STRIKE]- Check online banking.[/STRIKE] Not looking too bad.
- Do daily clicks - done some, do remainder.
- [STRIKE]Store cupboard lunch [/STRIKE] done soup, yoghurt and fruit.
- Store cupboard tea.
- One poll surveys, am only £1.55 away from a payout. yeah!
- List soome more items on ebay.
- Charge phone at work.
- Print off course material at work to save on ink!:rotfl:

Have a great day everyone and keep smiling.

cx

gabriella90

Goodmorning all,

I'm trying to make this my morning internet stop instead of Facebook.

This morning, i have.............

• Checked all my online bank accounts.
• Checked my mobile phone bill
• Moved some money into rainy day account.
• Written my spend diary...yesterday was a NSD yey
• Written dratted letter to RBS requesting stop on interest

Things to do.

Update CV
Think of something creative for dinner

I thinks at for this morning. Have a good day

G:A

Pippilongstocking

Hey Milly Happy Birthday - 30 something is great
Gabriella - won't take long til this is def the first internet stop in the mornings its pretty addictive saving money!

Hello chaps
today
SNOWING AGAIN
DS in bed
DD school open
CHeck bank
Move money about
CHarge DS phone at work
Hop in the bath asap
Hokey cokey later
Pop over to new house and look see if want buy some bits from them
Work hard today writing need to get a wriggle on
Paper day here so will try read it at work!
Student in with me today - only got DATA for her to do
Tea from stores
Update online store cupboard list
Glimmer in the snow
Walk dog?
Skype/FB chat with OH later

That's me chaps best get wriggle on!

josiebabie

Morning all, happy birthday Millie and thanks for starting the thread so early on your birthday!

Here's my list:

- Checked online banking....thank god it's payday tomorrow!
- Received my shoes from ebay for Saturday night, I LOVE them. Brand new, £13.49!
- Transfer money things to my new book given to me by a colleague, fresh new
book, how exciting!
- Try not to get irritated with other colleague who is feeling threatened by the new starter and getting very vocal
- Jacket potatoes in slow cooker, will finish them off in the oven so they are crispy

That's all, make sure you have a good birthday Millie

irishmist_2

Morning all and esp Happy Birthday to Millie - hip hip hooray!!!

My list from after posting yesterday and today:

-am so excited, got paid today and now on AL rather than mat leave so can afford to pay off natwest loan - have had one (that has been consolidated twice!) since 2003 and can't wait to get rid of it, so off to bank today to do that!!!!!
-went shopping yesterday - was given a waterstones voucher for christmas and had a gorgeous time choosing books, and then spent some M&S vouchers on nice food that I got from doing surveys
-went to Wilkies rather than Athena to buy a picture frame
-last night put lids on the saucepans while cooking so used less gas
-checked online banking
-do any surveys, CTs etc
-got my loyalty card stamped when went for coffee yesterday
-didn't buy a lovely snowsuit for LO even though 1/2 price
-will make a list and look at recipes before going shopping today
-reusable nappies and breastfeeding for LO
-will put a pile of things to ebay together - never sold on ebay before so will do this one step at a time!

Have lovely days everyone
xx

Yargo1

Happy birthday Milly :beer: Hope you get thoroughly spoiled and pampered! x
A lsd today.

nothing moneysaving other than reading tips on here.

josie baby how do you do the jacket potatoes in the slow cooker? just in dry?? how long for? x

moneysaver599

Happy Birthday!! Hope you have a great day.

Today's list (at work all day):

1) Look online for birthday ideas for OH
2) Write a dooyoo review.
3) Buy a cheap lunch as was too lazy to make it last night
4) Update spreadsheet & check online banking
5) Write a shopping list that will last 1-2 weeks
6) Look for a cheap laptop deal so I can work on my blog/surveys and reviews at home and earn a little money
7) Come up with some ideas for making or saving £5.00 a day in March

Feeling more positive than yesterday!

Cleosmum

Today I have:

• Checked banking - tc in and wages pending for tomorrow :T
• Kids took lunches to school
• Didnt have time for breakfast.....moneysaving?
• Printed off shopping list on the other side of used paper
• Paid £4 in to SA pot Counted it all up for good measure and updated sig

And I will:

• Go shopping, stick to list, take my own bags Done
• Buy petrol from cheapest garage Got a 5p off voucher with shopping but will go later as it was packed just now
• Dinner at mums for nephews birthday
• Put some more washing on airer to dry All done
• Do some housework Started it....and now finished!
  
• Make a To Do list for tomorrow, need to be organised as out allllllll day saturday visiting my cousin :j Done!

Happy Birthday Milly, hope you have a great day! :bdaycake: