Multiple Accounts At Same Bank.

anna42hmr

the only bank i have multiple current accounts is the halifax with 3 rewards (obv for the £15 a month it brings in)

however i note on my lloyds online account they are inviting me to open another current account as well as the one that i already have with them.

i also have nationwide and natwest current accounts but not sure if you can have mutiples of these

EarthBoy

jambosans wrote: »

Pre-01/11/10 you could have up to three Reward Current Accounts. .

So, you can still have three until 1st November this year, then?

anna42hmr

EarthBoy wrote: »

So, you can still have three until 1st November this year, then?

as of 1st december 2009 people cannot have more than 1 account in sole name and 1 account in joint name, so any one that tried to apply now would either be turned down or account closed.

however whilst the terms have changed, those customers who already had 3 accounts before this date have yet to have any closed down. (though i try to avoid actually going into branch just to be on the safe side, mainly do internet banking anyway)

jambosans

EarthBoy wrote: »

So, you can still have three until 1st November this year, then?

Woops typo, 01/11/09.

benoit

This is really interesting, so some banks do seem quite flexible on this then? I was not aware that you can have more than one current plus at Natwest & i would guess this would be the same throghout the Natwest/RBS group?

Lloyds offered me a 2nd savings account which i have accepted but i am not sure if the same goes for thier classic current account. Still interesting to see the replies so far on this.

Thanks everyone for your input.

mrchagle

I thought it was me who just had multiple Current Accounts - but wow, good to see I'm not alone. Even better to see people have more than me! :-)

benoit

Spill the beans then lol

mrchagle

Next Question.. how many savings accounts? LOL. Don't get me started on that one.. :-)

mvagusta

anna42hmr wrote: »

as of 1st december 2009 people cannot have more than 1 account in sole name and 1 account in joint name, so any one that tried to apply now would either be turned down or account closed.

however whilst the terms have changed, those customers who already had 3 accounts before this date have yet to have any closed down. (though i try to avoid actually going into branch just to be on the safe side, mainly do internet banking anyway)

I should have read this post before I applied for a second reward account today.
I noticed that Bos have the same reward account does anyone know if I apply for this will I get it or will this be declined as I already have the halifax reward account.

Baldur

mvagusta wrote: »

I should have read this post before I applied for a second reward account today.
I noticed that Bos have the same reward account does anyone know if I apply for this will I get it or will this be declined as I already have the halifax reward account.

From other posts on these forums, it will be declined.