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A journey of a 1000 miles must begin with single footstep....
Comments
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Let me know the title of your new diary and I'll subsribe DK xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Morning everyone
I'm off to the Bath Spa today with two friends and then were having lunch afterwards. They have a roof top pool which I can't wait to check out. I have a £30 budget and intend to spend as little as possible so I can send some more money to Lloyds.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Have a great day Woo, - it sounds like fun!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Had a lovely day today, Bath Spa was nice and chilled and lunch was amazing, we went to an Italian and had 3 courses, dessert was honeycombe cheesecake, yum yum!
I managed to save £10 and have just paid this off Lloyds, so now have £40.71 to find by end of October.
Off to clean the bathroom now, yawn!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Heya WooWoo!
Glad you enjoyed Bath, that Thermae Spa is lush! I went there last year and loved it!
Have started a diary:
https://forums.moneysavingexpert.com/discussion/comment/36342917#Comment_36342917
So hopefully it will get me focused and motivated to sort this whole mess out!
Righteo back to the kitchen for me as am cooking my last expensive-ish meal of a roastNom nom nom!
Take care xxx:j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j0 -
Enjoy your roast DK, will check out your diary xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I used to teach in Yate! Have just driven home from Chippenham where my friend lives, what happened to the sun she said you'd been having all week?
Excellent on the £40.71 to find now, you'll have cleared your debt in double quick time at this rate!
Honeycombe cheesecake sounds gorgeous...0 -
It's such a small world RumPunch, which school was it? I grew up in Yate and only live 1 mile away now!
What area do you live in?
It's been beautiful here all week, was gutted when I opened the blinds today!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I think it was Yate Primary, would that be right? It was quite a small school and fairly near a sports/leisure centre? I'm sure we walked to a pool.
I'm in Manchester now but I'm a Norwich girl and I'm homesick!
My friend (very rich) has a pool in her garden, when I arrived on Friday the weather started to change, typical! She said it had been glorious for days!0 -
Think that may have been Stanshawes.
Do you move around for your job then?
Your friends place sounds very nice!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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