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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Let me know the title of your new diary and I'll subsribe DK x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Morning everyone

    I'm off to the Bath Spa today with two friends and then were having lunch afterwards. They have a roof top pool which I can't wait to check out. I have a £30 budget and intend to spend as little as possible so I can send some more money to Lloyds.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Have a great day Woo, - it sounds like fun!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Had a lovely day today, Bath Spa was nice and chilled and lunch was amazing, we went to an Italian and had 3 courses, dessert was honeycombe cheesecake, yum yum!

    I managed to save £10 and have just paid this off Lloyds, so now have £40.71 to find by end of October.

    Off to clean the bathroom now, yawn!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Heya WooWoo!

    Glad you enjoyed Bath, that Thermae Spa is lush! I went there last year and loved it!

    Have started a diary:

    https://forums.moneysavingexpert.com/discussion/comment/36342917#Comment_36342917

    So hopefully it will get me focused and motivated to sort this whole mess out!

    Righteo back to the kitchen for me as am cooking my last expensive-ish meal of a roast :) Nom nom nom!

    Take care xxx
    :j 'Proud To Be Dealing With My Debts' - DFW Nerd member 866 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Enjoy your roast DK, will check out your diary x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • I used to teach in Yate! Have just driven home from Chippenham where my friend lives, what happened to the sun she said you'd been having all week?

    Excellent on the £40.71 to find now, you'll have cleared your debt in double quick time at this rate!

    Honeycombe cheesecake sounds gorgeous...
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    It's such a small world RumPunch, which school was it? I grew up in Yate and only live 1 mile away now!

    What area do you live in?

    It's been beautiful here all week, was gutted when I opened the blinds today!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • I think it was Yate Primary, would that be right? It was quite a small school and fairly near a sports/leisure centre? I'm sure we walked to a pool.

    I'm in Manchester now but I'm a Norwich girl and I'm homesick!

    My friend (very rich) has a pool in her garden, when I arrived on Friday the weather started to change, typical! She said it had been glorious for days!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Think that may have been Stanshawes.

    Do you move around for your job then?

    Your friends place sounds very nice!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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