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A journey of a 1000 miles must begin with single footstep....
Comments
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Have done some serious juggling this morning and I am all set to get into the £12's on Friday, hurry up pay day I can't wait to give all my money away again!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Hi Happy
It's Red that has the DD's going out, not me thankfully!
What you up to today, after drying off!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
i agree with happy, ring up the bank and find out when they'll take the DD's, get the person's name so that if they say it's the 31st and it turns out they lied (don't really trust banks) and it goes early then you can call again and shout.
i'll be below the £14k mark when i get paid on friday, i should get to a couple of hundred over £13k as well next month. I've started working on how our budgets will look when i've finished paying off the Norbert loan. I can't get used to having spare money so it's going into the mortgage or into specific savings accounts.0 -
I'm off to see the parents drink there coffee and use there heating haha x yes I know it's reds lol. I trust no bank these days they fill you with rubbish :-) haha x but alas I suck it up because I'm pretty sure when we are all free of paying kaons and credit cards they will need us and il be sure to say no thank you xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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And pinch some of their biscuits to go with your coffee I hope!
Just think when every debt free wannabe finally gets there the banks will be kissing goodbye to their whopping bonuses!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
It will be a happy Friday for both of us then Lemon Tree xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
that it will Woowoo, and it's OH's payday as well and he should get his SSP from last month. won't be much but better in our pockets than in theirs.0
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Oh no, will the dd's go out on the Fri or the Tues then? I always get paid last Friday of the month so thankfully haven't had that problem.
Tuesday from Absurd&Ludcrious but I get paid into First Direct so I have to transfer and of course it will be too late. LOL I have tried staying up to wait but it doesn't hit the account to 7am and DD's come out at midnight!
Ho hum will manage some how!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Well done ladies on reaching another milestone - will be very happy when my debt is in the teens!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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@ RED
Does it matter if the money goes out and then in on the same day? I was always lead to believe its the gross balance at the end of the day that matters!start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0
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