A journey of a 1000 miles must begin with single footstep....

Happytogetdebtfree

Good lick withbalton towers bin so mad because Halifax have been sending internet log on details for ages two failed attemps whybis it a bill arrive asap but valid information can take ages arghhhh

Ceniza

Woowoo wrote: »

Hi Steerpiker

I usually manage to get up the bank once a week to pay my change in, but any spare money in my account left over for whatever reason gets paid off the Lloyds card straight away even if it's just 1p!

Hi Red

Haven't found any pennies on the floor for a while, found a random shilling the other day though!

I have a change jar at home that's just been sitting there collecting the odd coin here and there. I counted it yesterday and was shocked to see I had about £50 in there, so think I should empty it this weekend and take it into the bank!

Is it still like the old days, that you have to bag it all up, or can you just empty the jar on the counter and say: "I want to pay all this in my account, please"?

Woowoo

Hi Adam

You need to bag it up unfortunately. £50 is amazing though!

Ceniza

It's strange that they make you do that, considering you can go in with notes and pay in... Anyway, I guess I should go down there today and get some bags for it all. I tend to find myself putting in any loose change from my pocket in there, which usually had a few pound coins or something, which is why it's got so high.

It's like an extra way of saving for me

Woowoo

They have a machine in Tesco's near me where you just pour all your change in and it gives you notes back. I presume it charges you for the pleasure though!

saorsie

Just popping out of Lurkdom to say hi and good luck with the debt busting WooWoo - always read your diary and smile about your change deposits - a woman after my own heart - am a firm believer in the little and often approach, reckon it's getting into the habit that wins the day in the end rather than making whooping great payments occasionally and contributing nothing in between - though obviously whooping great payments are welcome should they become available!

Those supermarket machines do charge a hefty percentage for the convenience - think it's about 8% :eek: If you bank at HSBC, they often have the mahines in their bigger branches that let you chuck your change in and it pays it directly into your account - very handy. Unsure about other banks though - might be worth checking

<slopes back off to Lurkdom)

-s-

Woowoo

Hi Saorsie

It's lovely to hear from you, I noticed you had been reading x

I agree that it's the retraining yourself that is the key to never slipping back to our money spending ways.

Happytogetdebtfree

I've not seen any change machines in my banks, but I think they do take minimum loose change deposits per daybtonyoi account fussy sods lol lol x

Ceniza

Woowoo wrote: »

They have a machine in Tesco's near me where you just pour all your change in and it gives you notes back. I presume it charges you for the pleasure though!

They do charge you in the supermarkets, but it's a charitable charge I believe, so the supermarkets don't actually pocket the money

steerpiker

Woowoo wrote: »

Hi Steerpiker

I usually manage to get up the bank once a week to pay my change in, but any spare money in my account left over for whatever reason gets paid off the Lloyds card straight away even if it's just 1p!

Hi Red

Haven't found any pennies on the floor for a while, found a random shilling the other day though!

Thanks for the tip. When I went to the cashpoint today at my local HSBC, I picked up some money bags.