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A journey of a 1000 miles must begin with single footstep....

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Comments

  • clarissa_D
    clarissa_D Posts: 246 Forumite
    Part of the Furniture Combo Breaker
    Woowoo wrote: »
    Hi Clarissa

    I'm back and focused, but getting nowhere fast unfortunately!

    Good luck with the budgeting x

    Better to re start then lose the way completely hun, and grr :mad: BT not good especially when you want to clear things !

    and not long till you get your new car ;) and wow turn up about the £1K not to shabby lol !! x
    :eek: [STRIKE]£11,362.86[/STRIKE] [STRIKE]9,973.11[/STRIKE] Loan ;) DFX 2013 #050: £ / £10,149.04 :eek:
    C.C £507.55/£550.40 :T
     DFD Oct 2015
    :D Downshift Challenge 2013 :D
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Mystery of the balance transfer solved... apparently £900 exceeded 95% of my balance so I can only do £733.

    Why say it went through fine last week and again this morning then grrr! Have to wait another 5 days now before doing it again, just in case the £900 does somehow go through!

    MBNA are officially added to the list of muppets!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Unfortunately I think MBNA are just one in the long list of muppets we've had to deal with! :)

    Have you called them to find out if it is going to go through?
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Yes and they couldn't tell me, which pretty much sums it up lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    complete muppets bu they're just on the many.
    after today i'm really worried about all the trust we place in banks and their computer systems.
  • ebayqueen_2
    ebayqueen_2 Posts: 1,175 Forumite
    Hello Woo
    just think this time next week you will have your car and hopefully all will be sorted money wise.

    Enjoy your weekend

    E :)
    "You are never too old to set another goal or to dream a new dream" :) C. S. Lewis
  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    I hope you get all your BT's sorted out soon, that's what I like about my DMP, apart from taking a few days to update my payment when it's gone over, I can log in any time and see what I have left. Not that it's a good thing really :rotfl:

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Bts sound like a right pain in the a$$ - I have never done one so I wouldn't know, was tempted to get a CC to transfer the reserve balance over as even if I get a horrendous APR, surely it will cost me less? Don't think I'd get accepted though anyway lol x
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Could be worth looking into Kat x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Ceniza
    Ceniza Posts: 761 Forumite
    Woowoo wrote: »
    MBNA are officially added to the list of muppets!

    Oh no, please don't say that. I'm waiting for my MBNA card to come through to transfer £8k onto from the loan. Hope I don't have the same issues as you.
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
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