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A journey of a 1000 miles must begin with single footstep....
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Just finished putting all the xmas decorations in the loft, took them down the other day but left them in the dining room till today, think it's harder work taking them down than putting them up. House feels clean and fresh now. Now going for a long walk to blow the cobwebs away.:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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Hi ebayqueen
Always go to Tesco's for the points, we have Morrisons here but I don't like the checkouts!
Have decided to save the excitement of cleaning the bathroom till tomorrow!
I'm going to my best friends later, she has had an endowement payout and is using it to clear as much debt as possible and isn't sure which debts to clear. She's doing the right thing absolutely but it's hard breaking to think she has saved this for ten years since the age of 21 and is now using all on debt, you just don't feel like you are getting anything for your money do you. Still it will make her day to day life so much easier.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Forgot to say I loved and needed all my Xmas presents luckily, don't blame you for selling what you don't need/like though!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Just finished putting all the xmas decorations in the loft, took them down the other day but left them in the dining room till today, think it's harder work taking them down than putting them up. House feels clean and fresh now. Now going for a long walk to blow the cobwebs away.
I love putting them all up, but taking them all down is so boring and I can't wait to be done with them after Xmas!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I am supposed to be cleaning but just not in the mood think im going for a wander round the shops just to pick up essentials got to stay under £20 this week
Did you manage to stay under £20 HWG?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Lemon_Tree wrote: »i'm hoping that my OH will get up soon so we can go into town, feels like a weird weekend as he's doing his first night shift so sleeping and other stuff will be going askew
Has he just started doing nights LT?LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Did you manage to stay under £20 HWG?
No not quite £49.06 but I have got lots of extra stuff that was on offer. DS has just started on a high protein diet for his sport and its costing a fortune but its a small price to pay to see him do so well.
I have toyed with cashing in our endowment been running over 15 years now but we have decided to use it towards our retirement fund, I suppose its something we could always fall back on if needed.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Forgot to say I loved and needed all my Xmas presents luckily, don't blame you for selling what you don't need/like though!
Hi Woo
Its great to get what you want and need. The perfume is not me so I got £20 today for it so I am a happy bunny. :j
I have tonnes to use up so its better to get something else I really need. Hope you have had a good day cleaning. I have left my oldest 2 (17, 19)to clean kitchen after tea this evening so must go and check if its done to my satisfaction!!!!!:D
Going to shorten my sig name .... its E :cool:
God Bless"You are never too old to set another goal or to dream a new dream"C. S. Lewis
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Hi E
Great news on getting £20 for the perfume
After cleaning today the kitchen already looks like a bombs hit it, oh well!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Evening woo woo i have been absent a few days with work and feeling poorly and well just bleurgh i feel okay now just january blues lol i too am awaiting payday and frustrations remain at the high end of debts grrrrrr
xx i am excitedly waiting for my virgin bill just to see how much intrest we have saved lol xxx
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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