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A journey of a 1000 miles must begin with single footstep....

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  • jtr2803
    jtr2803 Posts: 3,232 Forumite
    Damn to the dentist but it is important!

    I would like to get paid weekly too although I would need a months pay first to get all my DDs etc clear then go to weekly pay!

    Not likely though :D

    Very happily married on 10th April 2013 :D
    Spero Meliora
    Trying to find a cure for Maldivesitis :rotfl:
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I know its important, but I swear they sometimes cause problems by poking around in your mouth!

    A months extra pay, then switch to weekly would be perfect :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • **Kat**_2
    **Kat**_2 Posts: 969 Forumite
    Weekly pay was one of the causes of getting into my original debt - you just can't pay bills properly.

    I was on about £200 per week - you think my loan payment at that time was £160 pm, my phone bill £40 and they went out in the same week..... you can see the issue
    Loan - [STRIKE]£6991.95[/STRIKE]£6180.01; Barclays Res - [STRIKE]£600[/STRIKE] £0 - £22 per week :eek:, NWB Grad O/D - [STRIKE]£1185[/STRIKE] £887.86 18.28% SWALEC - [STRIKE]£700[/STRIKE] £0 NPOWER [STRIKE]£220[/STRIKE] £0 Kays - [STRIKE]£591.28[/STRIKE] £0 TOTAL DEBT - [STRIKE]£10,288.23[/STRIKE] £7,000.01 31.96 % Paid off. BS Fund - £1 Savings Fund - £41.17 % Challenge Member 1
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    That's a good point Kat! I think I would of got myself in an even bigger pickle than I did as I never would of saved money for bills!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Am now spending my second day looking at holiday tours, think I have settled on Japan......

    This is dangerous territory as it's making me very impatient and fed up with this whole debt busting malarky!

    Don't worry, I'm not about to fall of the wagon or anything, just torturing myself!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • EB69
    EB69 Posts: 878 Forumite
    Woo, if you want weekly "paydays" can you not set up a standing order to feed a set amount to your spending account once a month? So all your salary will go into your current account (so your outgoings are protected) and then whatever is left over after the payment of your regular outgoings is divided by 4 and sent across each week? Eg, if you have £200 per month left after bills then you could pay £50 per week to a different account every Friday, say?
  • Ceniza
    Ceniza Posts: 761 Forumite
    I'd love to go to Japan! Really is one of my favorite places to look at :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    EB69 wrote: »
    Woo, if you want weekly "paydays" can you not set up a standing order to feed a set amount to your spending account once a month? So all your salary will go into your current account (so your outgoings are protected) and then whatever is left over after the payment of your regular outgoings is divided by 4 and sent across each week? Eg, if you have £200 per month left after bills then you could pay £50 per week to a different account every Friday, say?

    Spending account, all my money is on bills, I don't even have £5 a week pocket money anymore :rotfl:

    To be honest everything in my account after bills is budgeted for weekly (ie food and petrol) and I always stick to this. So no need for weekly paid, it would just feel nice to see money coming in more often :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Ceniza wrote: »
    I'd love to go to Japan! Really is one of my favorite places to look at :D

    I just can't decide between blossom season or autumnal colours?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    i was thinking the same thing, that there's nothing left once everything's been allocated to give myself a weekly spending amount :(

    I think i would go for autumnal colours but then that's my favourite season and you still get blossom during it as well so best of both worlds really.
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