We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A journey of a 1000 miles must begin with single footstep....
Options
Comments
-
Hi Adam
You've paid back £500 already, that's a fantastic start. Stick with it, even though it's hard sometimes it will so be worth it when were free x
ThanksI know it will be worth it in the end to have all my wage for me (minus bills), so I will just keep plugging away
Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
I have to take the dog to the vets tonight, he is allergic to lots of stuff (including himself I think sometimes) and he's made his belly really sore from scratching. He used to have monthly injections but became a bit immune to them I think, so I haven't taken him in over 6 months.
He's insured so we get the money back, but it's hard to find the money to put up front in the first place.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
£60 later, he better stop scratching now!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Hope that your doggie is alright, my dog black lab cross dalmation (although he still lives at mum and dads) also has skin allergies (its a common trait for dalmations). We have found that a little flaxseed oil on his food can really help does wonders for the natural oils in their skin and coat. Also its quite cheap for a large bottle and you only use a few teaspoons at a time. Thanks for popping by my diary and saying hi.
mz_grimCar Loan [STRIKE]$4471.47[/STRIKE] $1,254.70, CC1 Approx $4900, CC2 $108.00, HECS (student loan) $26,213 Total Debt - [STRIKE]$35,712.76[/STRIKE] $32,475.70DFD - September 2014Savings: Not smoking pot $397.98 (16/7/10), House Deposit $11,925.24 (16/7/10)Savings Total - [STRIKE]$12,013.06[/STRIKE] 12,323.22NSD Challenge June: 15/15 July: 9/120 -
Thanks for the tip mz, I will have a look for some tonight when I do the weekly shop.
Me and the dog nearly got squished on the zebra crossing this morning, we were coming back from our walk and stopped at the crossing to wait for the cars to stop. The first car stopped so we started across the road, but the one behind didn't - he smashed into the first car, pushing it across the crossing towards us.
Still feel a bit shaky now!
Every morning I take my life into my hands, as the cars go through the village at top speed and mostly don't even bother to stop for you. I am always shouting and swearing at the passing traffic!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I am going to be a naughty girl and treat myself to a new outfit tonight, I'm going out with my best friend up the local High Street on Saturday night for the first time since December and I fully intend to get drunk!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Good on you! Have a great time - I am always popping in to have a little read of your progress and after all your hard work you deserve a good night out!start = Wed 19th Nov 2008 £21,225
end = Mon 28th Sept 2015 DEBT FREE!
I love a good plan - it may not work.... but I love a good plan!0 -
Just had a massive row with the OH, he is such a knob jockey sometimes.
He had the cheek to say I am slipping back to my old ways just because I wanted to buy a new top for tommorrow. Despite the fact that I can count my nights out since Xmas on one hand and I have worn something from my wardrobe everytime.
I think after all those bloody leaflets Ive delivered lately I have earned a new bloody top.
I am so angry I have driven to a layby, it was either that or do something stupid like packing my bags.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Oh woowoo sometimes they can be so insensitive and have short memories, we all think you deserve a new top. We all want our debt paid off but you have to live to live as well, I dont think you have to justify this one you have worked so hard recently you go get that top.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Thanks Herewego, am home now and have calmed down now by doing the cleaning. I just wish he was more supportive he never shows any interest in my progress yet is perfectly quick to judge and to tell me Im not getting anywhere.
I didn't call one of my friends tonight, just posted on here as I know you lot would get why I felt so angry and dissapointed.
Thanks xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards