Wednesday 24th February - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Gooood morning!! Big waves to everyone - welcome to the new posters, lovely to see more faces:T
Off to Uni for me today....dragging my weary body along anyway:o Looks like it might be a short afternoon though - I hope so;)


NOthing much else going on....there's a surprise! Right, on with my list:

• check banking
• daily scratchcard
• packed lunch for girls
• take little twix for morning coffee at Uni - and I've filled up my loyalty card for the coffee shop so today is my free coffee!!!
• nip to Tesco at lunchtime for cakes for tomorrow at work (tis my birthday in the morn...shhhh:o)....and need milk
• heating off all day and low tonight
• use Uni library to print out some info I want...save my ink;)
• meal from plan tonight - jacket potatoes and chicken
• stick to my new weightwatchers plan:p

Right that's all for me - have a great day all of you!:A

princess_loki

morning all!

quick one from me as was nearly late yesterday :eek:

breakfast and lunch from stores
lsd - ciggies :eek:
going to friends for dinner at 8
hope to do some tidying after work

thats all for now folks

loki x

mbaz

Morning all!

Busy-ish day again today.

Babysitting this morning but only for an hour or so
was going to have a nsd but think I'll take DS2 to a toddler group (only £1.50 but I'm annoyed at myself I've got nowhere near my NSD target in Feb! Perhaps I will be more realistic in March!)

Will also

- check banking
- scratchie
- surveys
- check for mystery shops

See you later x

Triangle

Morning all :hello:

A quick list for me too as must get a move on - didn't sleep too well for some reason last night so feeling very tired Still, I shall try and sparkle

Today:

• Work placement all day
• Not a NSD - need petrol and SW tonight
• Stick to meal plan and follow SW
• Packed lunch
• Lovely relaxing bubble bath tonight - can't wait already!

Thats it I'm afraid
Take care all
T
x

heppy23

Got the day off. Got two things on ebay which are finishing tonight.
Money from them should pay my car service bill.

Gonna try and get out to the garage to find more stuff to sell, I want to try and get a few hundred quid into my main bank account to act as a buffer to make sure I stay on top of all standing orders.

josiebabie

Morning all!
Up earlier today and into work earlier as mum has LO today, already been to Tesco!
- LSD, just bought enough to last til Friday, oh and hot cross buns....
- Sold £3k yesterday, not going to do that again but try super hard to sell more labour for end of month
- Wrote shopping list for Friday, OMG, good job I have an estate car!
- Try and get WIP list down for for end of month
- Meal from meal plan (mum cooking)

I'm sure there'll be more, just keep on at the grindstone!
Hope all DD's are better
Have a good day all.

Shopaholic_26

Hi

Hope noone minds me joining in? I have been a lurker for ages but I think if I come on here when I can it will help me.

So today I will:
- Pick up train tickets ordered 3 months in advance for trip up north
- Gym to use membership
- not a NSD as need to get groceries and going for meal with OH
- try to not go crazy with ordering loads at dinner
- batch cooking
- open savings account with Santander
- scratchies
- check banking
- ring old gas/elec provider about how to pay final bill
- masses of ironing (unfortunately!)
- update my diary on here
- study (sort of DFW as get pay rise if pass exam)

That's all for today I think!

Pippilongstocking

Morning Shopaholic_26 - well done on that list they're a lovely bunch only a few ever bite

MORE SNOW MORE SNOW - although its not as bad as Shetland - which has over 1ft ..............................

Today me
Charge up DS phone (at work)
[STRIKE]CHeck banks - move money to give solicitor deposit and 1 months rent on second house[/STRIKE]
[STRIKE]Chase up lodger boy person - and offer him a bit of a reduced rate if he signs up for 3 months rahter than week/week[/STRIKE]
[STRIKE]Email photos of room to other lodgers for JUne/July - mention the house in the sticks and see if they'd prefer that one?[/STRIKE] lease is emailed and they definitely coming :j
[STRIKE]
MOve some money
PAY WOOD PAY WOOD PAY WOOD (do this today
Phone insurers
[/STRIKE]
Get to work before 9 (ten past):o
MORE SNOW here so give chookie extra grub
[STRIKE]Got out 7 boxes of Random frozen unlabelled stuff from freezer - so find out what it is later and have an 'improvised tea!'[/STRIKE]
Update diary
[STRIKE]Phone solicitor in new house[/STRIKE] - and ask about opening up a chimney and putting in a woodburner
[STRIKE]Bodybalance later [/STRIKE] whoops its tomorrow
Sleepy yet and need to figure out what else
I've the fire ticking over in the living room as its sooooooooooo cold - all curtians closed so that room is just tikcing over wiht being warm
Walk puppy dog didnt manage yesterday due to running round house like a loony to make bedsit ready
PUt away some washing
[STRIKE]Hokey cokey bedsit sofa covers, etc[/STRIKE]
Find bedding for that room
[STRIKE]Look out the halogen heater[/STRIKE]

Sparkle - and stuff

Milly thanks for starting the thread!

irishmist_2

Morning everyone,

Enjoy your coffee Millyscarlett!

My list for today:
-write to boss formally accepting one job and resigning from others so pay gets sorted out
-nagged DH (nicely!) to apply for childcare vouchers at his work
-get fit for free - LO learned to crawl yesterday - house not ready - am moving at speed to avert catastrophy!
-check online banking
-do any surveys
-meals from what we already have
-use my teabag again!
-cat having aldi tinned food instead of whiskers pouch - seems impressed so far and a tin lasts 4 feeds so big cost difference and easier to recycle, so a thumbs up!
-washing at 30 short cycle and on airers

Think that';s all
Have lovely days everyone
xx

Think that's all

OrangeFairy

Hello all!!

Didn't do too much of my list yesterday...my daughter who was home ill wanted a lot of cuddles! Got my college work done so that was most important!

Well day off work today as DD is still poorly with headaches

So today...

Take DD to doctors
Housework
More college work given to me last night!
Clean up ebay items from the shed and take photos
Go into the loft
House insurance...get cheaper quote
Take younger daughter to her 4yr old development review
Take younger DD for swimming lesson
Make a lamb casserole with enough to freeze for another dinner and DF's lunch tomorrow

So here goes............................................

Lurleene

Just a quick one for now as I am at work :shhh: but just wanted to say woo Saorsie you are famous. Mighty Martin namechecked you in the weekly e-mail!:money: