Skipton BS faces Legal Challenge over raising rates...

Graham_Devon

HAMISH_MCTAVISH wrote: »

I'm pretty sure no rational person expected "exceptional circumstances" to mean "whenever the BS wants to make more profits"......

Yer, and now you are showing your blind ignorance once again.

Anyway Hamish, what happened to the usual mantra that you come out with everytime mortgage interest rates rises are talked about?

You know...the "well they afforded them in 2007, so whats the issue now" mantra?

So, what's the issue? Why the upset?

HAMISH_MCTAVISH

Mr.Brown wrote: »

Complete codswallop. A few people pay extra on their mortgage. Meanwhile a generation is priced out of the housing market altogether. You sir are a buffoon.

Poppycock.

Absolute twaddle.

Consumer contracts should not be subject to the fickle whims of an institution that wants to make more profits.

And a generation is not priced out at all. You can still buy a terraced house for 60K in this country, and a flat for 30K. Just not in the areas where demand is greater than supply. But letting a building society shaft it's customers won't change that. Only building more houses in the areas where they are needed will.

You are promoting the shafting of consumers, on a money saving site. You sir, are still a flaming hypocrite.

Graham_Devon

HAMISH_MCTAVISH wrote: »

You are promoting the shafting of consumers, on a money saving site. You sir, are still a flaming hypocrite.

Love the sig by the way Hamish.

The priddy colours to make the text stand out to us all so we don't miss it is just brilliance.

Mr.Brown_4

HAMISH_MCTAVISH wrote: »

Poppycock.

Absolute twaddle.

You are promoting the shafting of consumers, on a money saving site. You sir, are still a flaming hypocrite.

I am appalled by the language being uttered from your foul lips in the presence of ladies. Gadzooks sir, you are a horn swoggling renegade of the lowest form. If I were five years younger I would be inclined to take a carriage to Aberdeen this very eventide.

Er.

I don't actually have one of these mortgages so not too bothered. I suspect you don't either Hamish.

HAMISH_MCTAVISH

Cleaver wrote: »

So really, houses aren't the same as most other asset classes for most people, are they?

Houses have utility value. Fine wines have utility value. Classic cars have utility value. Gold, Silver, and other precious metals have utility value. Diamonds have utility value.

All of these things have practical applications other than as investments. Most of these things are bought to be used and enjoyed, not just stuffed away in a drawer as a share certificate is.

But that doesn't mean the owners of any of these things will be pleased if they lose value.

HAMISH_MCTAVISH

Mr.Brown wrote: »

I am appalled by the language being uttered from your foul lips in the presence of ladies. Gadzooks sir, you are a horn swoggling renegade of the lowest form. If I were five years younger I would be inclined to take a carriage to Aberdeen this very eventide.

Er.

I don't actually have one of these mortgages so not too bothered. I suspect you don't either Hamish.

:rotfl:

True.

But it does make for an evening of entertainment, not to mention flowery language.

I was scraping the bottom of the barrel for Ye Olde Insultes, so I'm glad it ends here. Swain and Farceur were next, but it's just so difficult to make them flow, don't you think?

Mr.Brown_4

HAMISH_MCTAVISH wrote: »

:rotfl:
I was scraping the bottom of the barrel for Ye Olde Insultes, so I'm glad it ends here. Swain and Farceur were next, but it's just so difficult to make them flow, don't you think?

I was struggling too, but good practice for next time. I knew you were in the swing of things so to speak, and it's nice to make a connection, even if it's just hurling insults at each other.

nembot

HAMISH_MCTAVISH wrote: »

But now you are in favour of sh1tting on the consumer, so a business can make more profit?

But don't you want to do that to everyone who doesn't own a house?

HAMISH_MCTAVISH wrote: »

Hypocritical much?

Yes, possibly the most fitting bit of hypocrisy....

brit1234

HAMISH_MCTAVISH wrote: »

And a generation is not priced out at all. You can still buy a terraced house for 60K in this country, and a flat for 30K. Just not in the areas where demand is greater than supply. But letting a building society shaft it's customers won't change that. Only building more houses in the areas where they are needed will.

What plannet are you on? Its taken me 6-7 years to save a deposit, I am one of those priced out generation you say don't exist. People younger than me are in a worse position.

The picture below reflects my reply to you believing those house price values above you put.

System

brit1234 wrote: »

What plannet are you on? Its taken me 6-7 years to save a deposit, I am one of those priced out generation you say don't exist. People younger than me are in a worse position.

If you'd put half the amount of effort you put into spouting off on here into bettering yourself and/or working you'd be in a mansion by now.