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Making March Memorable with the NSD Method!

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  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    edited 1 March 2010 at 8:31AM
    I can't believe how big this thread has got....Oops. Thought you said "my head" :p....
    ....I used to think I was so good with my money because I kept a spending diary and didnt go over budget. But I was beginning to struggle staying to food budget and other things would suffer. I used to think there was nooooo way I could possibly spend less on food but at the same time I wasn't buying expensive foods....But fortunately I seem to have now got my grocery spend down :T due to meal planning and just thinking 'Do I really need to go in that shop'. If I fancy something different on the way home then 9 times out of 10 its tough flipping luck unless I feel like I really really deserve a treat.ORRRR--put it on your Meal Plan for next week ;) If I don't have something in I try to think of ways to live without milk for another 48 hours.Keep a 500ml carton of longlife, just so you can have a cuppa? ....If I need some fruit then I don't see the point in going without that - so its frustrating at times but I do try to get my 5 a day. Tinned in juice is lavvlee & still counts. MrS does value peach slices or fruit cocktail around 35p for a middling sized...Yesterday at 10am I made a curry to use up a small slice of turkey breast. I used some scraggy old veg and chickpeas from the cupboard to bulk it out into 3 portions. Last year I would have bunged it into the freezer all its little ownsome, forgotten about it and then thrown in out about 2 years later!
    ....And its all down to the power of NSD's!!! :j
    :o It's like we're re-writing 'My Fair Lady'..By Jove! I think she's got it!:rotfl:The Spending Diary is a very good idea & helps identify where & when you're tempted.
    Trinny wrote: »
    ....
    This challenge makes me feel a little ashamed:o struggling to get to 6 NSD's at the moment. I didnt realise i was so bad at keeping the purse shut. None of us do till we start here, so in no way are you alone!
    Can i renew my pledge for
    6 NSD's this month. I look at those who are managing over 10 NSD's per month with more than a little awe. This is my new years resolution and i am determined to get better at it...Trin
    Hey Trin, anything we can help you with, JoJo too? Have you noticed a particular stumbling block or do you just live closer to Life's Spanner Factory :p There have been some very good ideas, such as:-
    Have an allowance at the beginning of the month for any collections at work
    ; you've already 'spent' it & if it's not used can be carried over or put into savings.
    Draw out any subs for your/kid's activities at the beginning of the month & put them into envelopes/jars.
    Discount any essential travel,
    prescriptions & associated medical emergency expenses providing you buy nothing that isn't allowed on your Permitted Purchase Plan [d'ya like that! Juss fortovit :D]
    These are only suggestions of course, because it is how YOU want to work YOUR Challenge. We all have differing life-styles with vastly opposing priorities BUT! that doesn't mean we can't support each other & hopefully have a giggle along the way.

    Barbie--Hi btw :wave:--said about 3pm being time for a snack. Well. Buy a multipack with your groceries & take them into w*rk with you. If you have a dedicated drawer or locker etc, perhaps get a box of soup-in-a-cup for those days you leave lunch on the draining-board :doh:[so speaks the Voice of Experience :o] or in reality, they'd slip into your hand/laptop bag too.

    I do hope Peeps feel they can share their frowns around, cuz a problem shared & all that..Someone is bound to have a solution, so please just say OK?
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • meersy22
    meersy22 Posts: 386 Forumite
    Hi, Can I join please? I'm going to aim for 15 NSDs this month. Started to lose motivation in Jan & Feb but feel ready to hit the debt in March
    :jDEBT FREE 27 July 2011:j
    Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36

    Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £1278
  • Janey51
    Janey51 Posts: 1,195 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I would like to join this please. I was snowed in for a month over Dec/Jan and spent almost nothing.
    At the moment I am recovering from pneumonia so going nowhere to spend anything.
    I will aim for 15 days for this month.
  • I've already spent today so I've decided to go out and do all the bills etc today. Hopefully, tomorrow will be a NSD!
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • NSD 1/15

    Feels good to have made a dint into March.

    Good luck peeps :)
  • Fell slightly short in Feb so 15 again for me please
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can I join in again please? Please put me down for 15 nsd.Think I might have reached target last month,as I didn't go out much,but didn't keep notes.
    Today WILL be a nsd as I'm starting as Imean to go on;)
    ilovetea x
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • elfen
    elfen Posts: 10,213 Forumite
    *dances around*

    First day of the month, first NSD for me! Had to get OH's odor eaters which he gave me money for, and then I was virtuous fighting the voice that was going "you can buy something" BUT I didn't. I have choccy buttons as a reward (bought before end of last month so need eating up)
    ** Total debt: £6950.82 ± May NSDs 1/10 **
    ** Fat Bum Shrinking: -7/56lbs **
    **SPC 2012 #1498 -£152 and 1499 ***
    I do it all because I'm scared.
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    I'm in again for March please! Sticking with 15 if you would be so kind :D
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Janey51 wrote: »
    I would like to join this please. I was snowed in for a month over Dec/Jan and spent almost nothing.
    At the moment I am recovering from pneumonia so going nowhere to spend anything.
    I will aim for 15 days for this month.

    Hoping you feel better soon, Janey51, you've had a rough time recently:(
    :) The time you enjoy wasting is not wasted time :)
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