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Making March Memorable with the NSD Method!
Comments
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curlygirl1971 wrote: »I can't believe how big this thread has got....Oops. Thought you said "my head"
....
....I used to think I was so good with my money because I kept a spending diary and didnt go over budget. But I was beginning to struggle staying to food budget and other things would suffer. I used to think there was nooooo way I could possibly spend less on food but at the same time I wasn't buying expensive foods....But fortunately I seem to have now got my grocery spend down :T due to meal planning and just thinking 'Do I really need to go in that shop'. If I fancy something different on the way home then 9 times out of 10 its tough flipping luck unless I feel like I really really deserve a treat.ORRRR--put it on your Meal Plan for next week
If I don't have something in I try to think of ways to live without milk for another 48 hours.Keep a 500ml carton of longlife, just so you can have a cuppa? ....If I need some fruit then I don't see the point in going without that - so its frustrating at times but I do try to get my 5 a day. Tinned in juice is lavvlee & still counts. MrS does value peach slices or fruit cocktail around 35p for a middling sized...Yesterday at 10am I made a curry to use up a small slice of turkey breast. I used some scraggy old veg and chickpeas from the cupboard to bulk it out into 3 portions. Last year I would have bunged it into the freezer all its little ownsome, forgotten about it and then thrown in out about 2 years later!
....And its all down to the power of NSD's!!! :j
It's like we're re-writing 'My Fair Lady'..By Jove! I think she's got it!:rotfl:The Spending Diary is a very good idea & helps identify where & when you're tempted.
Hey Trin, anything we can help you with, JoJo too? Have you noticed a particular stumbling block or do you just live closer to Life's Spanner Factory....
This challenge makes me feel a little ashamed:o struggling to get to 6 NSD's at the moment. I didnt realise i was so bad at keeping the purse shut. None of us do till we start here, so in no way are you alone!
Can i renew my pledge for 6 NSD's this month. I look at those who are managing over 10 NSD's per month with more than a little awe. This is my new years resolution and i am determined to get better at it...Trin
There have been some very good ideas, such as:-
Have an allowance at the beginning of the month for any collections at work; you've already 'spent' it & if it's not used can be carried over or put into savings.
Draw out any subs for your/kid's activities at the beginning of the month & put them into envelopes/jars.
Discount any essential travel, prescriptions & associated medical emergency expenses providing you buy nothing that isn't allowed on your Permitted Purchase Plan [d'ya like that! Juss fortovit
]
These are only suggestions of course, because it is how YOU want to work YOUR Challenge. We all have differing life-styles with vastly opposing priorities BUT! that doesn't mean we can't support each other & hopefully have a giggle along the way.
Barbie--Hi btw :wave:--said about 3pm being time for a snack. Well. Buy a multipack with your groceries & take them into w*rk with you. If you have a dedicated drawer or locker etc, perhaps get a box of soup-in-a-cup for those days you leave lunch on the draining-board :doh:[so speaks the Voice of Experience
] or in reality, they'd slip into your hand/laptop bag too.
I do hope Peeps feel they can share their frowns around, cuz a problem shared & all that..Someone is bound to have a solution, so please just say OK?
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Hi, Can I join please? I'm going to aim for 15 NSDs this month. Started to lose motivation in Jan & Feb but feel ready to hit the debt in March:jDEBT FREE 27 July 2011:j
Challenge - Sealed pot #19 - £16; Debts - Credit card - £978.36
Savings - CU- £808; Xmas - £210, ISA - £160; Holiday fund 2012) - £xx; Car - £50; General:£50 Total- £12780 -
I would like to join this please. I was snowed in for a month over Dec/Jan and spent almost nothing.
At the moment I am recovering from pneumonia so going nowhere to spend anything.
I will aim for 15 days for this month.0 -
I've already spent today so I've decided to go out and do all the bills etc today. Hopefully, tomorrow will be a NSD!CC1 £5999 Total Debt March 2021 £5999
NSDs March 1/200 -
NSD 1/15
Feels good to have made a dint into March.
Good luck peeps
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Fell slightly short in Feb so 15 again for me please0
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Can I join in again please? Please put me down for 15 nsd.Think I might have reached target last month,as I didn't go out much,but didn't keep notes.
Today WILL be a nsd as I'm starting as Imean to go on;)ilovetea xMake £2024 in 2024 £1161.08
Declutter 2024 things in 2024 1522/2024.
NSD's in August 11/200 -
*dances around*
First day of the month, first NSD for me! Had to get OH's odor eaters which he gave me money for, and then I was virtuous fighting the voice that was going "you can buy something" BUT I didn't. I have choccy buttons as a reward (bought before end of last month so need eating up)** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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I'm in again for March please! Sticking with 15 if you would be so kind
Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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I would like to join this please. I was snowed in for a month over Dec/Jan and spent almost nothing.
At the moment I am recovering from pneumonia so going nowhere to spend anything.
I will aim for 15 days for this month.
Hoping you feel better soon, Janey51, you've had a rough time recently:(
The time you enjoy wasting is not wasted time
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