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Making March Memorable with the NSD Method!
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Hi everyone :hello:
Can I join in this month please? I'm going to aim for 15 days this month, but I won't be counting the days I have to pay bills, rent, etc.
Thanks! K x0% overdraft runs out 30/06/10: £577.17/£1000; PAD: £495.99; NSD: March 8/15;Crazy Clothes Challenge 2010: £0/£100;Bring Lunches to Work Challenge: March 4/11;£1 jar: ???? - I'm consciously trying not to keep a count of what goes into my £1 jar. Looking forward to a nice surprise when I open it... end of June 20100 -
Please may i join for march did this on my own for feb managed 12.Would like to aim for 14 nsd this time .
many thanks xAnnual GC £3000- £2600
EF#176 - £1000/£1000
Weight loss 0/7
Clutter free challenge 1500/20190 -
Well I'm in again this month...didn't quite achieve in February, but will try harder!!!! I don't include bills/groceries/petrol as they're budgeted spends....but will include everything else. Could be difficult this month as we're (hopefully) moving house...so am going to aim for 15 days!!!20p Saver Club #33 60p/£100
Christmas Saving £0/£1300
Saving Target 2014 £25/£10000 -
I can't believe how big this thread has got already even before the month has officially started!!My last month has been horrific, not just moneysaving but also emotionally
Sorry to hear this Knitty78 .....hope very much that things start to get a little better for you. Hang-on in there!Everything you've said Skaps, is how I feel about this particular ChallengeAlways had to be careful with money but somehow, never really considered just not going into a shop in the first place. ..
Me too......I used to think I was so good with my money because I kept a spending diary and didnt go over budget. But I was beginning to struggle staying to food budget and other things would suffer. I used to think there was nooooo way I could possibly spend less on food but at the same time I wasn't buying expensive foods. My fridge was always stocked with fresh vegetables and I always used to waste a little as something would go off. When I started seeing my BF my diet changed from virtually vegetarian to eating more meat and my grocery went up - well meat is flipping expensive! I've also always enjoyed being spontaneous and if I've been driving home and fancied something I would just stop off and buy the ingredients without thought of how I was going to finish off the stuff I didn't use.
But fortunately I seem to have now got my grocery spend down due to meal planning and just thinking 'Do I really need to go in that shop'. If I fancy something different on the way home then 9 times out of 10 its tough flipping luck unless I feel like I really really deserve a treat. If I don't have something in I try to think of ways to live without milk for another 48 hours. I still feel as if I am eating healthily as the meals I make contain lots of veg nd in fact I'm eating smaller portions instead of eating everything in the pan! If I need some fruit then I don't see the point in going without that - so its frustrating at times but I do try to get my 5 a day.
Yesterday at 10am I made a curry to use up a small slice of turkey breast. I used some scraggy old veg and chickpeas from the cupboard to bulk it out into 3 portions. Last year I would have bunged it into the freezer all its little ownsome, forgotten about it and then thrown in out about 2 years later!
....And its all down to the power of NSD's!!! :j
So I will renew my pledge for March (will stick with 17 please) and thank-ee kindly BigMummaF for hosting once again.
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I'd better be a bit more realistic this month! I'll go for 10 please0
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As a newbie, I'm gonna go for 13 days. I'll be spending 10 days this month in the office, these are the days where I'll just pop into the cafe next door for a fried egg sarnie at 11am, despite having my lunch with me! Then at 3pm, it's time for the KitKats or crisps and I'll end up buying another newspaper or magazine, etc, etc. So from tomorrow, I'll leave the cash at home and take my supplies with me. Including the new book I bought in the charity shop yesterday, for 50p
We do a big shop every weekend so the NSD will be whichever day we're not food shopping. That just means no more wandering round the shopping centre and eating in fast food joints or spending a tenner in the Greggs just because we're out and about. We always seem to go out for one specific thing (eg, DS needs some socks, or whatever) and we end up spending loads of money on food, comics and other rubbish. From now on, all of the shopping is being done on one day and I'm taking a list. And we'll be home by lunchtime so we won't need to eat out.(I'm taking off one day for Mother's day, I deserve a treat!)
"I may be many things but not being indiscreet isn't one of them"0 -
I'm ready to start tomorrow on 1st March and sticking to the leave my purse at home on NSD to make them NSD. It worked last time and I forgot all about it until a few mins ago
This week I am aiming for 2 spend days and 5 NSD - let's see how I get onfinal unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
brummiebabe wrote: »Well I'm in again this month...didn't quite achieve in February, but will try harder!!!! I don't include bills/groceries/petrol as they're budgeted spends....but will include everything else. Could be difficult this month as we're (hopefully) moving house...so am going to aim for 15 days!!!
Maybe pack your purse at the bottom of one of the crates Brummie Babe :rotfl:
BDebt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Hello All
This challenge makes me feel a little ashamed:o struggling to get to 6 NSD's at the moment. I didnt realise i was so bad at keeping the purse shut.
Can i renew my pledge for 6 NSD's this month. I look at those who are managing over 10 NSD's per month with more than a little awe. This is my new years resolution and i am determined to get better at it.
Thanks All
Trin"Not everything that COUNTS can be counted; and not everything that can be counted COUNTS"
GC - May £39.47/£55. June £47.20/£50. July £38.44/£50
NSD - May 16/17. June 16/17. July 14/17
No new toiletries til stash used up challenge - start date 01/2010 - still going!
£2 Savers Club member No 93 - getting ready for Christmas 2011:)0 -
Can't believe tomorrow is the first of March :eek: where is the year going to :think:
As I forgot what date it was I haven't done a "lunches" shop, but am just about to go foraging in fridge, cupboards & freezer to see what I can rustle up and decant some fizzy juice into a smaller bottle.
Things are going to be tight this month (and the rest of the year really) so I'm on a mission not to spend when I don't totally have to
The debtWILLbegone - taking it 1% at a time
Grand Total Owed: [STRIKE]£11,000[/STRIKE]£9962 Kicking the evil HBOS card's butt: [STRIKE]£4920[/STRIKE]£4495
1% (£50) at a time member #121 - 11/100
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