Monday 22nd Feb - What small DFW things have you done today!?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!

Goooooooooood morning people....back to early starts for me;)
I'm going back to work (1st time this year...eeeek:o)...I don't want to do all day though, I thnk I'll be ready to drop by 11am, we shall see.

Hope you all had lovely weekends - was great to see the thread a bit busier:T
My girls had a fab time at their cheerleading competition....their groups came 1st in one and 2nd in the other:beer: We had a quiet day yesterday, homework done, all ready for today.
Ok, list for today:

• check banking
• daily scratch
• packed lunches all round
• NSD,,,don't need anything and no money til Thurs;)
• put dry washing from airers away
• meal from plan tonight - pork steaks, roast pots, veg
• Pork out to defrost
• email essay plan to tutors

Ok, that's all for me - have a fab day everyone:D:D

mogchops

Morning Milly, goodluck going back to work, and well done :jto your DDs and their pom poms!! (Do they have pom poms??!)

T-I-R-E-D this morning!!! For some unknown reason my DDs (aged 10 and nearly 7) were still awake at 11.30 last night!! :eek: They are not awake yet this morning, but it aint gonna be pretty.......grumpygirlsrus......

Mind you, it is younger DDs birthday tomorrow, so I think there is a little bit of excitement creeping in...


Anywayyyyy, onwards and upwards!!

Today:

- check online banking
- packed lunches for work
- chicken casserole in slow cooker
- pick up my bonus ball lottery winnings at work :T £40!!!
- LSD
- Do lots of comps
- DDs to Rainbows and Guides later
- Have an early night! :rotfl:

Have a great day everyone xx

Triangle

Morning all :hello: Good luck back at work Milly - hi mogchops

Miserable grey day here today - boo!



My list:

• Go to work placement - all day in office, lots to do
• Drive carefully to conserve petrol
• NSD
• Meals from stores and stick to slimming world
• Book MOT - hoping for tomorrow as it's my study day
• Walk pup
• Enter some competitions

That's it for me - I finshed my 4000 word essay yesterday, yay! However, its nowhere near ready so will need to spend all day tomorrow making adjustments.

Lots of love
T
x

gabriella90

good morning all. I am newish to the forum and started my DMP this month. My payments go to the creditors on the 25th which is very exciting. so far this morning i have

• Checked all my online banking ( barclaycard have got no interest added on the online statement so fingers crossed)
• Rung up about jobs
• Found a free Gym class.

Things to do

• Write a letter to RBS asking them to not charge interest on arrears.
• Update my CV
• Make something creative for dinner
• Meal plan for the week.

Have a nice day everyone x:j

pixiechick99

mogchops wrote: »

Morning Milly, goodluck going back to work, and well done :jto your DDs and their pom poms!! (Do they have pom poms??!)



Have a great day everyone xx

Yep they have poms! But it's mostly stunts, tumbling and well...just jumping about:rotfl::rotfl:

Triangle wrote: »

Morning all :hello: Good luck back at work Milly - hi mogchops

That's it for me - I finshed my 4000 word essay yesterday, yay! However, its nowhere near ready so will need to spend all day tomorrow making adjustments.

Lots of love
T
x

You are good Triangle - I've finally done the plan for my 4000word essay:p It's not very detailed though and I wonder where I'll find all those words from:rotfl: Good luck finishing it off tomorrow - very satisfying isn't it?!:D

Pippilongstocking

Morning chaps

Well done on the essays, essay plans and essay tweaking

Its snowy here so I'm hoping for a 'writing day' as well - I may call it work but it is actually studying as well I suppose!
Phone solicitor and ask for the new house
Banks to check
Must ring insurers again
Tea is ratatouie all made
Must sort out bedroom - its a bomb site
Pal paying the charge to fix my iphone so soon I might have a phone again
Chicken to feed
Try to stop obsessing about new house....................
Charge phone at work
Make a plan for teaching night class as it starts in 2 weeks.......
Lunch/brekkie at work
Update faff list on other thread
Crochet more squares of my blanket (27 done!)
Update online electric account
Move some money at the bank
Update blog
Sparkle.......:)

Hugs chaps will go and catch up on what you're at

Milly good luck back at work and woo hoo and a big in the air split to the cheerleaders (in the manner of an embarrassing mother's friend)
Triangle - good luck tweeking!
Mogchops - good luck with grumps are us - there's snow here and NO snow day off school - DS stormed out at 7.35 informing me EVERYONE would be stuck in their rural houses and NO ONE will be at school - oh well
Gabrella90 - welcome and well done on those things you've started doing - goodluck with the letter writing - stick with this thread its life changing!!

Cleosmum - lovely to see you - SM is about but not much on here - but she's always updating her blog and she's enjoying her rural life/work life - she sounds really happy but sooooooooooooo busy!! Andan is not about on here v much - but she's reg on FB and seems really well..........

Milly and alot of other early birds regularily champion the cause here!! (I'm usually asleep that early:o)

josiebabie

gabriella90 wrote: »

good morning all. I am newish to the forum and started my DMP this month.

Morning and welcome!

Morning all, didn't post yesterday as my 2 yrs old DD and friend's 2 yr old DD were repeatedly trashing my house all day so was trying to limit the carnage!

List today:
- New starter at work, no doubt training.
- Surveys
- Check banking
- Did all my ironing yesterday
- Egg and bacon pie for dinner off meal plan
- NSD

Not a lot, just work like mad I reckon!

catmiaow

Morning all,

Today I will:

Check online banking
Vacuum house
Go and see my nan
Get stuff I need in town
Go to bank
Ring my mum
I cleaned half the kitchen out, might do the other half today...We will see
Look for jobs
Lots of comps

Hope everyone has a good day!

irishmist_2

Hi all,
Had people staying last few days so haven't posted as much as usual.

Today I have/will:
-use reusable nappies and breast feed
-continue with sorting house blitz in a clear house is a clearer mind fashion!
-didn't put an extra bid on a lovely baby blanket on ebay in the last few minutes and so saved some money (am a bit gutted though - it was lovely!)
-meals from planner
-find out more about childcare vouchers before I go back to work

Have lovely days all
xx

princess_loki

morning all :wave:

well the weekend was not very dfw at all...

nasty ex oh was horrid to me so to cheer me up we had a girls night out. fantastic time and bumped into a friend i had not seen for 2yrs (sort of moneysaving as her bf offered to do diy for me that i would have otherwise paid for)

freezing here so extra fleece and slippers are on
must do washing (on 30 as now only my stuff)
dishwasher loaded and on quick wash - how i created that much washing up i dont know!
chat with friends on FB rather than texting
go through fridge and see what i can use out of what lodger has left :money:
need to do housework as we trashed my house at the weekend :eek:
dinner tonight is jacket spud (2.5kg bag reduced to 20p:money:)
have paid car tax :eek: - must have car to get to work so was essential but i would have preferred to use that money to get boiler checked out as it is still doing odd things...

right am now off for more tea (using flask) and contemplation of putting rubbish outside brrrrrr!

loki x

elfen

I'm sat on a train surrounded by people (not good) and it's raining (not good) but I can't spend any money I think.

Have to: go shopping when I get back
Have a shower
Sort out the washing
Start essay plans