my deceased father's mortgage

VIGILANT22

A solicitor has to be involved as the title deeds will have to be changed this is a legal process...call the Halifax they will keep you right..this should be done sooner than later......

Errata

As executor you inform debtors and creditors, call in debts and pay out debts and this will include the Halifax. You don't need a solicitor for this, although you may chose to use one.

VIGILANT22

Errata wrote: »

As executor you inform debtors and creditors, call in debts and pay out debts and this will include the Halifax. You don't need a solicitor for this, although you may chose to use one.

If they are taking on ownership of the house a solicitor is required to complete the conveyancing

pict_saver

Errata wrote: »

As executor you inform debtors and creditors, call in debts and pay out debts and this will include the Halifax. You don't need a solicitor for this, although you may chose to use one.

cheers but every bit of advice you add, i know!

Errata

pict_saver wrote: »

cheers but every bit of advice you add, i know!

My apologies, I was trying to be helpful. I misunderstood and thought you were asking if you needed a solicitor to inform the Halifax.

VIGILANT22

post cxld......................

getmore4less

Errata wrote: »

As executor you have a legal responsibility to settle the estate. That means ensuring all debts are paid and then ensuring all beneficiaries receive whatever they are bequeathed. Whatever that entails, you can't not do it and it has to be done within a reasonable time.

pict_saver wrote: »

yes done that!

How can you have done this?

There is stlll a mortgage in your fathers name.
The house has not been transfered to the new owners.

Have you gone through probate yet?

I wonder what else you may have missed.

Errata

VIGILANT22 wrote: »

If they are taking on ownership of the house a solicitor is required to complete the conveyancing

Why would that be? The property isn't being bought and sold, it's a bequest in a will.

Debt_Free_Chick

pict_saver wrote: »

my question on what to do about my deceased father's mortgage. Me an my 2 sisters are paying my fathers mortgage (in his sole name)and me and my sisters are to inherit in the will. Mother not on the mortgage, and needs to live there.
Do i tell the Halifax that he's passed away, just show them the death cert. and change it into are names?, need lawyers?.
We fixed it for 5 years to jmay 2014 last year! Still keep paying until end of fix? then maybe go onto svr? or do get the name changed at the end of the fix?
thanks in advance

In whose name(s) is the mortgage? And who is the owner(s) named on the title deeds to the property?

I ask this is as most lenders will not grant a mortgage to anyone who doesn't appear as the "owner" and named on the deeds.

VIGILANT22

Errata wrote: »

Why would that be? The property isn't being bought and sold, it's a bequest in a will.

So who is going to change the title deeds?