if you have a cinviction for fraud can you.....

BASFORDLAD

I know someone with an array of convictions including deception/fraud, and they have got everything they could want legally, (good accounts etc), also a good job with no checks etc

usedandabused

BASFORDLAD wrote: »

I know someone with an array of convictions including deception/fraud, and they have got everything they could want legally, (good accounts etc), also a good job with no checks etc

see this is what I can not understand, a fraudster can have a good bank account etc yet someone who is by and large honest, gets into financial hardship and gets literally blacklisted for 6 years, and it makes me wonder, where is the justice?:mad:

jamespir

it doesent affect your credit rating at all so you cna have a bank account etc

jamespir

usedandabused wrote: »

see this is what I can not understand, a fraudster can have a good bank account etc yet someone who is by and large honest, gets into financial hardship and gets literally blacklisted for 6 years, and it makes me wonder, where is the justice?:mad:

justice has nothing to sdo with it fraudsters tend to be a lot smarter with there money


youre confusing a criminal record with a credit record there two different things and have no relation with each other

usedandabused

jamespir wrote: »

it doesent affect your credit rating at all so you cna have a bank account etc

why oh why then do some or most refuse you bank accounts if you have a criminal conviction for fraud?


this is troubling, i got defaulted by hsbc and i'm no fraduster yet they can literally have the pick of everything because they are too busy defrauding joe bloggs so maintain their perfect credit file, argh!

jamespir

usedandabused wrote: »

why oh why then do some or most refuse you bank accounts if you have a criminal conviction for fraud?


this is troubling, i got defaulted by hsbc and i'm no fraduster yet they can literally have the pick of everything because they are too busy defrauding joe bloggs so maintain their perfect credit file, argh!

because they could be classed as high risk and the bank is probably worried about money laundering

BASFORDLAD

usedandabused wrote: »

why oh why then do some or most refuse you bank accounts if you have a criminal conviction for fraud?


this is troubling, i got defaulted by hsbc and i'm no fraduster yet they can literally have the pick of everything because they are too busy defrauding joe bloggs so maintain their perfect credit file, argh!

You are getting confused here with a CIFAS marker, which has been applied because of a suspected fruadulent application etc , (which is why you can get restricted choice of accounts if you committed this act) with criminal convictions...