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Thats another fine mess I got myself into

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  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    Sorry to hear that DH is not playing ball. In my limited experience with (my) men and money, they react out of guilt and would rather have a go than admit you are right - of course this might just apply to my OH :rotfl: You do have my sympathies, I have my up and down days with OH. I can start upset about finances, and he ends up annoyed and cross with me - what's that all about???

    Hope you are managing to laugh right now x
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Yes honey I am laughing because again, I think we are married to same man!

    I am up, he is upstairs snoring his little head off. I did ask him last night what was wrong and he told me he was just fine - so fine him!!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Going to see if yesterdays postivity and energy can carry on!

    Todays list
    a) Continue sorting business accounts
    b) Go to Sainsburys (have £10 off £50 voucher so feeling decadent!)
    c) Go to B&Q and buy pressure washer (have researched the cheapest, I think)
    d) Clear out 'Wendy House', our equivilent of a loft (not too big but full of carp)
    e) Possibly list some stuff on ebay!! (At last)
    f) stick to diet!

    and breathe...............
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh the washer is a Kacher 2.65 and with discount I got it for £89 at B7Q (plus 3.5% quidco)

    Any-one, who is awake, got any opinions on that


    (I am buying it with my savings as I know DH will swallow them up for the business and his poor financial management if I dont)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Hi Red, where is all that positive energey coming from? I've not long got out of bed and am feeling shattered. I'm sure if I had lots of money I'd feel better :) Have given myself a headache thinking about finances this morning so am going to try and spend the day chilling and reading to take my mind off things.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    DTBDF - I have no idea, just rollin' with the punches!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    In the purchase of the pressure washer at £89 I have found some receipts from B&Q when DH went to buy the bathroom tiles (which still isn't finished) He bought a saw thingy at £16 so the cuts in tiles around radiator would not have to be straight! (This is supposed to be an el cheapo bathroom makeover until I can afford new suite) So that along with other unecessary 'stuff' has made me £23, plus I have a credit note for £15 so now the washer is costing me £51!

    PS Another reason we are in debt is DH implusive shopping!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Going to see if yesterdays postivity and energy can carry on!

    Todays list
    a) Continue sorting business accounts Continuing
    b) Go to Sainsburys Just finishing lunch
    c) Go to B&Q and buy pressure washer As above
    d) Clear out 'Wendy House', our equivilent of a loft (not too big but full of carp)
    e) Possibly list some stuff on ebay!! (At last)
    f) stick to diet! yeap!

    and breathe...............

    Also had a bath (so smell pleasant) and cleaned bathroom (well as much as I could in the middle of the tiling stuff!) But I am not bitter!!!!!!!!!!!!!!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Isn't it 15% off at B&Q this weekend (if you spend £50 or more)? I know it was yesterday and I'm sure that it is today. I think you'll qualify. Hope you do x
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I did indeed qualify, but they wouldn't give me credit note on unused tile thingy which meant I was down £16 - so it cost me £66, was orginially £149 reduced to £109 so I am a happy Red!

    Went to Sainsburys - spend £50 there and get £10 off. I spent £51.85 which I think is flipping marvellous (I know diehards would say I should have spent £50.01!) FYI one of their offers is 3 chickens for £10, which I thought was good.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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