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Thats another fine mess I got myself into
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i keep thinking about having a new hair do but then i try to be realistic and i know i will grow it just back to what it is now. Will start home colouring again as just can't afford the hair dressers.0
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I grow my hair because I want it long then tie it up so decide to cut it short then hate it so grow it back. It's currently shoulder length (I'm growing it after having it all cut off short!)12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
My best friend is a hair dresser, so thankfully get a lot of freebies or I would have been forced to return to my natural mousie brown after my LBM!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Phew, just about managed to catch up.
Glad you got all the finances tied in together, will probably make you feel more in control now you know the true figure you're dealing with. Has you OH got more involved with the finances now, my OH has stepped back a little but is still on the ball, I just find it really stressful when he gets moody about it but hey ho!
Glad you like your hairdo, makes you feel a lot better about things when you look good1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
2nd debt - MBNA - £6,618.52
First in many many to go - baby steps and all that!
First lump sum to go - fingers crossed!
08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
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hiya red come out!!xx0
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Yes Red, where are you?12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
I am huffing - with myself!
Whinge alert (again) - I 'debated' about buying myself a yummy salad yesterday because it cost £5! I come home to find fairy liquid purchased from local shop at £1.49 (we have big bottle of stardrops in cupboard) and biscuits at £1.59 AND dog food (small tin) at 48p! And that is just what I found.
Then he tells me he 'had' to pay a supplier £100 - as you ladies know we never 'have' to pay anyone...........we pay when we can.................then he tells me he paid mechanic £40 and that he also bought packaging (the only thing I did know he had to get)
Now please tell me !!!!!! is the point of me trying to manage finances when he f**ks off and pays whoever he likes and spends money without thinking about it - what is the point of me working out to the penny who to pay and when if he just does his own thing.
But then (in soppy dicky voice) he doesn't understand money!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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And I got up this morning to lift two pairs of shoes and dirty socks and then into bomb site of a kitchen because the fairies forgot to load dishwasher!
There are only two of us here and it seems he does all the messing and I do all the cleaning
Of course he is upstairs sleeping he little head off while I am up and angry!!!!!!!
How do I change this/him/itLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Oh Red I wish I had all the answers for you. I've been down this week as well, I seem to be working every single hour going for overtime and I come home to find out that DS has run up a mobile phone bill of nearly £200. How can we make other people understand that in order to get out of debt EVERYBODY needs to be on board.
I'm sure if he can see how angry and upset you are he'll change your ways (I know it's a long shot but never say never!)
Keep your chin up hun, your doing just fine and he will come round to your way of thinking one day.x12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
Today I WILL
a) Post accounts for April
b) Sort out banking
c) Decide who to pay and when re business
d) Pay household bills!
e) Stick to my diet
f) Try and get some 'marriage time' in the middle of all that - before there is a divorce!
g) Finish the washingLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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