Thats another fine mess I got myself into

REDMADCURLS

Ok today I have a plan!
1. Update Personal Debt
2. Add Business Debt
3. Work out payment plan for May

Not a huge list but one that requires a substanial amount of information to collate.

Will let you all know!

Have a good day and remember super IMD running her sockies off!

Herewego

Well done on your plan hope yours is going better than my list.

BEAT_THE_DEBT

Alright skinny minny?xx go girl i am hoping to dip under 13 by may!xx

REDMADCURLS

Not so bloody skinny minny, trust me - all weight lost back on again! Put on 5lbs in two days - how the hell did that happen. Well let me tell you, very good all week in work and then home to put Willie Wonka out of business due to necessity to increase production!

Went to my 3 year old neices b/day yesterday and nearly killed the kids to get to the mars bar krispie things, I even hid one for later (which my sister tried to steal) I tell you no lies when I say I ate a squillion 'top hats' but sure thats ok because there are no calories in marshmallows.

There is only one way to do this and that is just like MSE, write down every damn thing I eat and calculate the points!!

I hate being a grown up!

Lemon_Tree

could you not try talking to the bank, usually with a DD if it falls on the weekend it gets taken out afterwards not before. I certainly would be arguing the toss about it.

REDMADCURLS

REDMADCURLS wrote: »

Ok today I have a plan!
[STRIKE]1. Update Personal Debt[/STRIKE] Done. Now owe less than £40k
2. [STRIKE] Add Business Debt[/STRIKE] Done Total = £12659.88
3.[STRIKE] Work out payment plan for May[/STRIKE] Sorta done. Know how much I need from business to pay domestic bills, just not sure how to pay business bills, primarily because I don't know when some of the money is coming in! I am as sure as I can be of £500 weekly but from that comes weekly expenses (wages/diesel/household money etc) so I really depend on accounts to pay to cover debt payments!
/QUOTE]

Not too upset with business debt because it is very manageable. Of course while I clear that I will only be making minimum payments on domestic debt and therefore baskets like Ricardo will get more poopoo interest from me (I don't actually recall when I last used the word 'poopoo' but I know you can all hear what I am really saying)

Listen to me with my 'domestic debt', I should be debating on TV!!!! Except my international debt is just down the drive LOL

At least I have a handle on all DD's for business and due dates so to me it's simple. Have enough in bank to pay those, have enough cash to pay weeklies and ALL else goes to debt! Home in a boot as they say!:p

REDMADCURLS

Lemon_Tree wrote: »

could you not try talking to the bank, usually with a DD if it falls on the weekend it gets taken out afterwards not before. I certainly would be arguing the toss about it.

It came out on Friday Lemon and when I called trying to get the sh**s at A&L to listen I got the usual blah blah already refunded expenses this year blah blah. But you know maybe I need to write a letter, reclaiming all charges from them, not sure I stand a chance but can only but try!

REDMADCURLS

Updated sig - debt down
Removed Ricardo Challenge as I dont want to look at it every day and get sad
Will add business debt as seperate - this will be my 'replace Ricardo temporarily challenge'!

Lemon_Tree

both your numbers are less than you thought they were going to be so that's great.

REDMADCURLS

Lemon_Tree wrote: »

both your numbers are less than you thought they were going to be so that's great.

Yes hun, they are and thank you for your positivity!