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Thats another fine mess I got myself into
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Perhaps OH is depressed as he has now had his LB moment and it is sinking in.Next step ..he'll be coming up with ideas to help.
God wouldn't that be good!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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It happens to a fair few people..so heres hoping...0
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Cheer up Charlie give us a smile! I feel a bit like that today also!!xx0
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I hate ebayers - someone who refused to return the item but wanted a discount due to item not be 'mint' has now given me a low mark for item description even though I gave her a partial refund in 'good faith' and had always said that I didn't see the mark on the dvd case she saw - now I am convinced she is lying. So she just got a stinking email from me - cow!
I cannot bear dishonest people.
When I was out with workmtes on Friday night I said something that was not appropriate - so I was told today, the boss found it funny but it wasn't and got me into trouble later! GGGGGGGGGGGRRRRRRRRRRR Mad!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Stupid boss and stupid debt!
You really have come so far though Red, I know sometimes it feels like your trying to swim in quick sand but it was always going to be a long hard slog. It will get easier eventually, I promise xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Boss thought I was hilarious, trust me I wasn't
LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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I want fags and chocolate!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Alcohol and work nights out are a bad combination. I had a member of staff up against the bar by the throat at our Xmas Party as he called me stuck up - I'm really not a violent person, just one too many Vodka Redbulls that night!
PS: I'm not stuck up either!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
LOL he will not say that again though will he!!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Wow!!
Read all this last night then wasn't able to post as laptop battery ran out!!
I can also sympathise with all you ladies with OH's who like to spend, spend, spend!!
My DH has spent £7000 on his credit card in 1 week!!!
See my diary for more info....
Ok he purchased a 4 x 4 but as far as I can see has done nothing to start selling his old car (actually newer reg than the one he brought!!) so he has 2 x insurances, 2 x tax and of course the minimum payment on his credit card is going to be massive - he struggles to pay the minimum's as it is!!!
I think you are doing amazing Red in the face of adversity. Well done on the giving up smoking!!
EE0
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