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Thats another fine mess I got myself into

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  • Herewego
    Herewego Posts: 2,541 Forumite
    Excellent im off to write to ricardo lets hope he doesnt take too long to reply i could do with my balance being reduced wish he owed me £3000 not just £300
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Good luck with Ricardo x
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 8 April 2010 at 10:14AM
    Well done on not smoking and putting up with SIL. It was pretty cruel of her to smoke around you knowing that your giving up but you showed her - go girl!

    At least the entertaining of in-laws is over with for the time being and you can chill out now x

    Did she know you'd given up? If she was being provocative, then you've done really REALLY well :D:D:D

    Keep an eye on what your ciggie triggers are, what makes you most likely to want to have one (or a food replacement!) as this will stand you in good stead to continue to tackle the smoking. Good Luck.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi Red, how are you? How was sil's visit? Well done on bank charges!!xxxxxxxxxxxxxxxxxxx
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I am fine hun, just been writing a monologue on yours!

    SIL has moved on to other SIL now, she goes home tomorrow.

    I, RMC, must now acknowledge I am FAT . I weighed myself today and I have come in at a wonderful 13st 5lb. I have never been heavier. I am hoping the shear embarassment of sharing this information will make me skinny! LOL
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Do you want us to nag you about the naughty treats as well as the fags?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh Jesus ........NO NO NO (sung aka that mad woman with the beehive hair and tattoo's)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    I had lost some and was down to 12st 8lb (had been 13st 3lb) and then I stopped smoking and on it went (in 19 days)

    So before it gets worse I must stop eating...............like someone on their diary said .....all I think about is food and money and so now it is no food and no money!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    13 x 14 = 182 + 5 = 187lbs - very American but easier to work out a goal (once a ww always a ww, which by the way when I did 2 years ago I got down to goal of 11st 10 - 164lbs)

    I am 5' 8" so I think 164lbs is ok weight so that means I need to lose 24lbs! Glup! (of water of course)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Sorry for all the short posts.

    I am literally typing as I think! Feel sorry for me, at least you can sign off, I am stuck with me!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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