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Thats another fine mess I got myself into

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  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Happy St. Patrick's Day, Red! :)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thanks Hun, a quiet one, but then they say Ireland is the quietest place on St Patricks Day - used to live in NYC - now that was MAD!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Been playing with figures in preparation for payday on 31.03.10 - first time for me - normally head in sand and avoiding it!!

    March - total credit cards and loan = 42, 229.45:mad:

    April - total credit cards and loan (after min payments) = 41,124. 64:D

    Over £1000 paid and I am chuffed. :p

    Aim for April is to owe 40,999 or less (its the psychology, right!)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Been playing with figures in preparation for payday on 31.03.10 - first time for me - normally head in sand and avoiding it!!

    March - total credit cards and loan = 42, 229.45:mad:

    April - total credit cards and loan (after min payments) = 41,124. 64:D

    Over £1000 paid and I am chuffed. :p

    Aim for April is to owe 40,999 or less (its the psychology, right!)

    It sure is! And well done: that's a very good total to get rid of for a month.

    Just to be nosy, which part of Ireland do you live in?
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Oh the joy - I mis-calculated = balance due after april payment is 40,921.58.

    Sooooooooooooooooooooooooo

    New target for balance due end of april is £39,500!! Happy Days
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Oh the joy - I mis-calculated = balance due after april payment is 40,921.58.

    Sooooooooooooooooooooooooo

    New target for balance due end of april is £39,500!! Happy Days

    Wow, that's even better! :T :D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    N Ireland hun and you are not nosey!

    And yes delighted with total - others of course would be horrified but not half as bad as LBM.

    Of course O/D's not added to that - but since I am not in place to even consider them I will just stick to CC's and Loan :)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    The figures are coming down nicely.The fact that you managed to pay every bill is fantastic.You have come very far so far.have a good day x
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thank you Taxi, that means alot!!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Fantastic amount paid off during April Red, give yourself a big pat on the back. x
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
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