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Thats another fine mess I got myself into

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  • Herewego
    Herewego Posts: 2,541 Forumite
    Just popped in to say I hope you have made your lunch for tomorrow, no more nice sarnies.
    I have just made a chicken salad with todays leftovers the diet is on from tomorrow going for 7lbs fancy joining me going for 4lb by the end of March
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    4LBS by end of March - yeah ok you are on! (Have I just agreed to another one of your mad challenges???? Obviously I have learnt nothing!)

    No lunch made yet, watched David Cameron instead but will make tuna and onion before leaving the house tomorrow!!

    Off to bedbyes now......sweet dreams
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • In_my_dreams
    In_my_dreams Posts: 1,192 Forumite
    taxi73 wrote: »
    Will the life insurance pay the debts off...if so go ahead..if not it's not worth it..lol

    You see I too have considered this nuggat (at times, desperation and all that.....) but I don't think legally if you kill them you will gain from their death - funny law and all that. Suppose you could get someone else to do it for you and split the money.....:cool:

    Well done on your organisation - I love ringbinders, lever arches, file dividers - yes I do need to get out more!
    1st debt - Next [STRIKE]£583.32[/STRIKE] [STRIKE]£408.71 [/STRIKE] £0 :j
    2nd debt - MBNA - £6,618.52
    First in many many to go - baby steps and all that!
    First lump sum to go - fingers crossed!
    08/06/09 - [STRIKE]£11,497.68[/STRIKE] NOW - £9,757.75
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Good luck with the new challange RMC and Herewego - keep us updated along the way.

    OH's are so frustrating, whenever I try and discuss my debts with mine his response is always the same - you should just go bankrupt - really helpful thanks for that. Yesterday he tried to tell me I wasn't getting anywhere - hello I have paid off over £2k already in 7 months. Thanks for your support!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    So I had a NSD until 3.00pm!!! Had to go to hospital to see neurologist - been having mad headaches and had MRI few weeks ago - he says I have a brain and its normal, so now on beta-blockers for 21 days - anyone ever heard of this? Cost £1 for hospital car park - that really pee's me off - don't I pay lots of tax for NHS (moan)

    Then off to post ebay parcels - cost £40 plus £1 on street parking. (Why do I think I am paying postage, I always feel cheated, even though I have been paid p&p, which, can I tell you, amazon are cheats, never enough!)

    Back to work, temp leaving on Friday - time for a pressie - gave them my last £4

    God what a day for spending. Then tonight Santander called for their o/s loan payment and my God, I was able to pay them - thats me up to date with all creditors now!! Amother £189.66 goners!!

    An expensive day!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • I hate expensive days, there seem to be so many of them. Well done on keeping all the creditors up to date, it must make you feel good knowing your keeping on top of all the payments.
    12/04/2019
    Savings £134 nothing changed here
    Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    You see I too have considered this nuggat (at times, desperation and all that.....) but I don't think legally if you kill them you will gain from their death - funny law and all that. Suppose you could get someone else to do it for you and split the money.....:cool:

    Well done on your organisation - I love ringbinders, lever arches, file dividers - yes I do need to get out more!


    Does that mean I have to make this marriage work :eek::eek:
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Great news on making all your payments.
  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi Red, could headaches be all the stress??????? I am hoping to lose 3 pound by the end of March! Dont hold your breath though!!!xxxx
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thanks Taxi - it does feel good just to have normal debt and not arrears!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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