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Thats another fine mess I got myself into
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Well done. You have done so well!!Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120
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It doesn't feel that I have done that well, probably because it is the business and so therefore I can't see any direct benefit to my life............however that will come eventually I guess.
It is a horrible horrible day here - raining really heavy but I promised myself I would go swimming and so I must go..........I know its just getting that initial session over and done with that is the hardest but if I want to be a skinny minny I must proceed!
DH hasn't had time to see if there are any chq's in todays post!!!!!!!!!!!!!!!!!!!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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You'll really enjoy once you get on that pool!
Me and a friend used to go swimming, we once went and sat on the edge, chatted for half hour and left without ever getting in! Were also got to the Leisure Centre on several occassions and said sod it let's go upstairs for hot chocolate instead!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Now colleague is making me a coffee so another excuse!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Never made it to the pool, went out to the car and it was chucking it down - yuck so just went to M&S for a window shop instead.
Today was a busy day! Even though we get 48p a mile expenses and it used to more than cover all diesel expenses, it now just about covers mileage and journey to work. Already spent £70 this week.
DH still getting calls re cc's and this morning I reminded him he was going to speak to them.............he thought he would do that after I paid them (obviously I missed that part of his imaginery conversation!)
Some chqs in today but still more to comeLBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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good luck with getting him to talk to them0
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REDMADCURLS wrote: »DH still getting calls re cc's and this morning I reminded him he was going to speak to them.............he thought he would do that after I paid them (obviously I missed that part of his imaginery conversation!)
He really could be my dh. You have to have psychic abilities to know what he wants you to do
Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120 -
They always find a way to make it sound like it's your fault don't they! Hope you talks to them soon Red and they agree to freeze or at least reduce the interest - they've had more than their fair share out of you xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
i think all men think that women have psychic abilities in all aspects of life.
Hope the conversatons happen and they bring about positive results.0 -
He still hasn't phoned..........................ggggggggggggrrrrrrrrrrrrrrrrrrrr
Another 1/2lb off - total 11.5lb so now only 26 to go!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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