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Thats another fine mess I got myself into

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  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I love that story :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    dfw844 wrote: »
    Unfortunately he talked me into it by looking cute and saying that a Kenwood BM would be friends with all my other Kenwood appliances because they were made in the same factory. I'm a sucker for a sob story!

    :rotfl: I probably would have fallen for that one, too! :rotfl:

    Very enterprising, dfw's DH: just remember, dfw, that you need to have such stories up your sleeve for him when the occasion arises. ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Missing: one female poster.

    Location: middle of nowhere, Northern Ireland

    Description: long, dark hair, but pretends that it's red and curly online.


    Has anyone seen this woman? If so, please contact Pickle on her thread, or hand her in to Social Services for assessment.
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Sorry - here I am

    Delighted with the bread stories ........thanks, think I will ask Santa for one.

    Where have a been - nowhere exciting, just working late (for no pay) and sleeping. However re danger month - well we will have late payment charge yes.........but we will not have to carry debt into next month............as I will pay on Monday so thats not good but not terrible either. But delightfully, means I start next month owing nobody anything (well other than the massive debt we owe but thats like a right arm to me now)

    BUT MOST IMPORTANTLY WE GOT TICKETS!!!!!!!!!!!!!!

    We needed four, we have three (and are sure to pick up another one on Sunday) and in the spirit of the new found positive outlook we all now have..........we got two for free!!!! Unbelieveable. They should have been E70 each!!! I am so very happy and so grateful to the universe for this gift.

    That means, when we get another ticket on Sunday, we will split the total cost (E140) between 4 of us - so everyone wins

    If I had any champers I would drink it now!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle wrote: »
    Missing: one female poster.

    Location: middle of nowhere, Northern Ireland

    Description: long, dark hair, but pretends that it's red and curly online.


    Has anyone seen this woman? If so, please contact Pickle on her thread, or hand her in to Social Services for assessment.

    Here I am Here I am :p
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    However re danger month - well we will have late payment charge yes.........but we will not have to carry debt into next month............as I will pay on Monday so thats not good but not terrible either. But delightfully, means I start next month owing nobody anything (well other than the massive debt we owe but thats like a right arm to me now)

    Reddie, what are you on about? That's MASSIVE! It shows that you have mostly got to grips with your budget and are making it work. That's a huge, huge step. A mahoosive one! Think how good you will feel when you start on 1st September knowing that you owe nothing extra to anyone, and that you are on an even keel for the time being. :D
    BUT MOST IMPORTANTLY WE GOT TICKETS!!!!!!!!!!!!!!

    That's even better. :D Well done for holding your nerve! :cool:

    You're doing great, Reddie: you've pedalled uphill, now you just need to keep the pace and see if you can fit a few sprints in for good measure, ;)

    Well done. :T
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • Ta Ta Sweetie - I do feel good about it all at last

    PS (whispers) 1st September has passed!! (Social Services Assessment??)
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Ta Ta Sweetie - I do feel good about it all at last

    PS (whispers) 1st September has passed!! (Social Services Assessment??)

    1st October, then. :rotfl: :o

    As for the assessment...I was bluffing. I thought that the idea of being handed over to your colleagues might be conducive to getting you to come out of hiding! ;)
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • I'm supposed to be saving money - now I want a bread maker!!!!

    Well done on getting the tickets - enjoy!!!
    Proud to be dealing with my debts,
    light bulb moment: 2/1/2010, reviewed 7/1/2012
  • InaPickle wrote: »
    1st October, then. :rotfl: :o

    As for the assessment...I was bluffing. I thought that the idea of being handed over to your colleagues might be conducive to getting you to come out of hiding! ;)


    LOL I know. I was suggesting that you might need one, since you were getting confused about the date!!:D
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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