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Thats another fine mess I got myself into

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  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Yeah remember I said I was going to change the world when I was off.............................well at least the bedrooms are cleared (to the eye anyway) and only one other major site of chaos to go - the dreaded cupboard under the stairs and then we are done with the major clearout of junk!

    Now, after 5 years, most things have a place. Dont get me wrong, we could still fill a skip with DH's hoarding but it is now so much more manageable and I can now locate most things in the house!

    Outside we need to decant two sheds into one but thats not a major job as I emptied the crap out of one last year (and he still hasn't noticed)

    So ebay heaven tomorrow! Such joy!

    Going to watch recorded celebrity master chef in a while I think!

    Will just pop over and see how your day went.
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    whoops was replying to Hypno

    Yes free listing all weekend Macgirl
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • pania
    pania Posts: 8,258 Forumite
    phew!!! well i have finally made it to the end!!! red you are now my true bedtime entertainment!!! I have read your diary during a severe fit of insomnia the other day, whilst at work, shhh! and also, with my laptop on the edge of the bath yesterday!!! :rotfl: what an amazing journey you have been on and what a fighter you are. good for you. Have you sorted out the critical illness dilemma yet? let me know if you;d like to chat re that.

    I am full of admiration for you chick. keep that fighting spirit and keep moving forward!!
    Lots love, P xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Excellent result on the decluttering there Red, even if lots of it IS finding its way back into the house on the pretence of ebaying :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    pania wrote: »
    phew!!! well i have finally made it to the end!!! red you are now my true bedtime entertainment!!! I have read your diary during a severe fit of insomnia the other day, whilst at work, shhh! and also, with my laptop on the edge of the bath yesterday!!! :rotfl: what an amazing journey you have been on and what a fighter you are. good for you. Have you sorted out the critical illness dilemma yet? let me know if you;d like to chat re that.

    I am full of admiration for you chick. keep that fighting spirit and keep moving forward!!
    Lots love, P xx

    Funny you should ask about critical illness cover. I have cancelled all but that since we got accepted for our decreasing term assurance. That in itself has saved £100. Not one person I have discussed it with says cancel. And sadly, the perils of such illnesses came to great us here at MSE too, so I think the 'universe' is answering my question for me. The policy stays!

    Bless you for reading it all, I should go back and do the same!

    It sure doesn't feel like a journey more like a blindfolded trek into the amazon wearing snow boots and carrying an ice pick! :D

    Admiration - nah I don't deserve that, but thanks anyway for vote of confidence.

    Me - a fighter - just call me Red or Dead!:rotfl:
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Off to bed to watch Mad Men - fantastic show - highly recommend it!

    Brunch visitors tomorrow - strange time to call I know! (They are staying nearby tonight and calling on way home)

    Need to get serious zzzzzzz's for ebayathon tomorrow.

    NEED to make lots of pennies!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    pania wrote: »
    red you are now my true bedtime entertainment!!!



    DH read this over my shoulder and said 'lucky her'


    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • pania
    pania Posts: 8,258 Forumite
    he he he :rotfl: looks like i have another bout of insomnia approaching tonight!!! can you just write another quick ten pages to keep me entertained? :D
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    LMAO - more drivle to send you to sleep!

    I could actually write and write and write here. I find it very theraputic but then sometimes I look and see how many people read it and don't 'speak' and it freaks me out!

    I don't really talk to anyone in detail about my debt (except my aunt who lurks on here too and my mum but I give her bare bones). My best friend is Martins' proverbial love child and was a MSE before it was even invented. She would be horrified and give me a terrible time if she knew. No-one I know has the same debt issues as us, well I should say - no-one I know has admitted to having debt problems like us.

    So here, I get to spill my guts, think out solutions and whinge about how much I hate Ricardo and Absurd&Ludicrous. Here I get to make sure I can cancel dd's online so as to not get more charges and here, quite honestly, I can ensure I don't get sent down for murder and keep my marriage going. DH and I jokingly decided even if we wanted to, we couldn't afford to divorce!

    And here I get virtual hugs/warnings and a general sense of not being the only lunatic in the asylum!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • taxi73
    taxi73 Posts: 20,815 Forumite
    You have summed up the world of mse perfectly there..lol
    We are a mad bunch but loveable.
    Well done on finishing the decluttering...you must feel loads better
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