Prices Stable or Rising in 94% of the UK....

Jonbvn

Graham_Devon wrote: »

Something different was in relation to the question.

GD,

Sorry but your question didn't read like that???

SPAMISH_MCTAVISH

HAMISH_MCTAVISH wrote: »

Yes, and I'll try and keep it simple enough that even you can understand.


Growing population + Not enough house building = HPI


Simples.....

QUOTE]


Hamish boy, You are so under confident about HPI and that's why you post such spams every day on here. You need to find a job which will keep you occupied for all day.Or try to start a family with couple of kids which will give some meaning to your life.

You proved so wrong during the crash and you learned nothing new to predict anything for the future. Try to accept the fact that you lost so much by buying 2 properties during the peak. It will take a long time for you to compensate the loss. Just accept it, get some psychatric help.


And on your supply demand theory, UK economy was so reliant on construction industry in the pas and will be so in the future. So when the economy picks up there will be more houses built. With the immigration coming to a stand still there will be no population growth as you predict.

Don't forget the advice to have some kids. They are priceless. At least it will help your argument on population growth.

IveSeenTheLight

Oh the irony and hipocracy

SPAMISH_MCTAVISH wrote: »

Hamish boy, You are so under confident about HPI and that's why you post such spams every day on here.

Yet here you are with your preudoname designed to spam Hamish

SPAMISH_MCTAVISH wrote: »

You need to find a job which will keep you occupied for all day.Or try to start a family with couple of kids which will give some meaning to your life.

Pot, kettle black.
I think posting and discussing articles is far more mature than what you are doing.

SPAMISH_MCTAVISH wrote: »

You proved so wrong during the crash and you learned nothing new to predict anything for the future. Try to accept the fact that you lost so much by buying 2 properties during the peak. It will take a long time for you to compensate the loss. Just accept it, get some psychatric help.

Actually Hamish has proved to be so right, far more correct than some others in here.
I believe Hamish has also not lost anything buy buying properties inhis market, even if it was from peak.
Try to get your facts straight

SPAMISH_MCTAVISH wrote: »

And on your supply demand theory, UK economy was so reliant on construction industry in the pas and will be so in the future. So when the economy picks up there will be more houses built. With the immigration coming to a stand still there will be no population growth as you predict.

It's not Hamish that's predicting population growth, it's based on facts that show both net migration and birth rate are positive.
Again he is utilising facts where you summise on pure hope.


It would be so nice to have a proper debate using factual evidence, instead of retorting with multiple user names to hide behind while not debating the topic maturly

SPAMISH_MCTAVISH

chucky wrote: »

explain to him the concept of aggregate demand - actually on 2nd thoughts don't, he won't understand it

Two people went to a restaurant one had 2 eggs, and an cup of tea, the other just had a cup of tea. the result both had an egg and a cup of tea.

Hamish will say everyone in UK had an egg and a cup of tea.

chucky

HAMISH_MCTAVISH wrote: »

The results for January are below.

Rising Prices 35%

Stable prices 59%

Falling Prices 6%.

so prices have fallen in just 6% of post codes - that explains the number of posts from the frothers. you got to give it to them, they don't give up do they.

SPAMISH_MCTAVISH

IveSeenTheLight wrote: »

It would be so nice to have a proper debate using factual evidence, instead of retorting with multiple user names to hide behind while not debating the topic maturly

Could you show me a single post which does this. No one in the world know what is going to happen tothe house price or economy. It is irritating to see people like Hamish who got the prediction so wrong trying to be an economic expert now. The simple fact is your house is worth only the amount someone ready to pay. Can Hamish or anyone post here can sell their house for the price what they boast here. Or at least have the guts to put it on the market and see how much it actually worth instead of arguing using virtual reality data.

HAMISH_MCTAVISH

IveSeenTheLight wrote: »

Yet here you are with your pseudoname designed to spam Hamish

You can smell the fear and desperation in that clown a mile away.

The more prices rise, the more frantic his bleating becomes.

It pleases me immensely that they are so insecure they have to resort to usernames like that.:rotfl:

HAMISH_MCTAVISH

chucky wrote: »

so prices have fallen in just 6% of post codes - that explains the number of posts from the frothers. .

Yes it certainly does.

They are now firmly in the "fear stage".....

Capitulation is next!!!!:D

But knowing this lot, not until after house prices exceed the previous peak and they miss out on any benefit from the crash at all.

Hadrian

When it comes to house prices the only thing that interests me is that the lenders insist in a minimum of 10% deposit so we don't get ourselves (sic) in the situation that brought us crashing down in 2007/8. With the 'average' house price now in excess of £180k this should stop those buyers who couldn't afford them from entering the housing market. Let's go back to the days when a rigorous financial appraisal was carried out on prospective buyers PRIOR to a mortgage being offered. It is not a 'right' to own a house, it's whether or not you can afford to buy it and pay the incidental expenses. In the days when the above was the norm repossessions were practically unheard of.

HAMISH_MCTAVISH

Hadrian wrote: »

When it comes to house prices the only thing that interests me is that the lenders insist in a minimum of 10% deposit so we don't get ourselves (sic) in the situation that brought us crashing down in 2007/8. With the 'average' house price now in excess of £180k this should stop those buyers who couldn't afford them from entering the housing market.

The situation that brought us crashing down was the sudden withdrawal of global wholesale bank funding. UK house prices and UK mortgage lending had absolutely nothing to do with it.

Let's go back to the days when a rigorous financial appraisal was carried out on prospective buyers PRIOR to a mortgage being offered. It is not a 'right' to own a house, it's whether or not you can afford to buy it and pay the incidental expenses. In the days when the above was the norm repossessions were practically unheard of.

Actually, there were 90,000 reposessions a year, twice the current level, in the early 90's when checks on mortgages were far stricter.

But I agree it's not a "right" to buy a house.