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Online cc applications with no signature

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  • dylanuk
    dylanuk Posts: 516 Forumite
    mufc689908 wrote: »
    In dispute with egg and they are claiming that if a box is ticked no signature is required, another monkey at their call centre claimed it is required and a seperate form would have been sent out with the signature held on file.

    Are they talking sh*t

    Unfortunately no. A lot of credit card issuers now use 'online signing' on their online credit card applications.

    There's some more info about it here... http://www.credit-card-comparison-online.co.uk/a.../instant-decision.html

    They started using it a few years ago to help speed up online applications. There would normally be a checkbox saying something like 'I accept the terms and conditions of this credit agreement' - which would be the same box you'd sign if a paper form or paper agreement was posted out to you.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    For agreements made online after December 2004, the Consumer Credit (Electronic Communications) Order 2004 allows the signature in the signature box to be replaced by a tick box.

    Click the link to learn about it :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    dont scare the guy, he will have to sell his porche now
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    PNPSUKNET wrote: »
    dont scare the guy, he will have to sell his porche now


    I'll take it from him at 12p in the £1.... :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • newbie1980
    newbie1980 Posts: 2,016 Forumite
    Part of the Furniture Combo Breaker
    people wonder why the country is in the !!!!!!
    W A N K E R $ who spend spend spend and then dont want to payit back
    makes me sick
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    newbie1980 wrote: »
    people wonder why the country is in the !!!!!!
    W A N K E R $ who spend spend spend and then dont want to payit back
    makes me sick

    Idiot - well go be sick somewhere that you'll appreciate it more - I know, do it in your local bank - muppet!

    Stay away with your stoopid rants. :mad: :mad:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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