How big is your current mortgage?

uberalles

£100,000 - £149,999

£102 with 21 years remaining.
Currently paying twice the required repayment amounts per month.

Dan_1976

jw2003 wrote: »

I'm a bit surprised at how many people have relatively small mortgages when house prices have been so high.

We borrowed £83700 12 months ago, we don't overpay at the minute because our money has been going on getting it habitable but once we've finished all the work we have needed to do we will overpay. Our fixed interest rate is 6.7% so we should (fingers crossed) easily be able to overpay and keep our monthly dd the same when this "deal" comes to an end anyway. My other half earns very well too but we were way too scared to buy a bigger or more expensive house just incase

You also have to take in to account the kind of people that use MSE. Most of them have a brain!

flammable999

£150,000 - £199,999

de1amo wrote: »

if you work out your loan to value of your property you might realise how much is yours--my ltv is 32pc---so i own 68pc of my property--thus making me the majority share holder lol

you win, i own 36.4%

de1amo

£50,000 - £99,999

well done---mine is actually zero because i bought a holiday home with my mortgage lol-so much for home improvement loans lol
İ tend to think that there are a lot of shy people who wont tell us how LARGE their mortgages are!!!

Niv

under £50,000

Mine is 41K atm and should be paid off by Feb 2017 making me 38. I am hoping it will be paid off well before then. My ltv is currently 34pc so I own 66% of my house woo hoo!