We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Family/friends reaction to br

2

Comments

  • I've only told my mum sister and a really close friend.........oh and the woman in the bank lol.

    I'm hoping no one finds out as my inlaws are very judgemental, and don't particullarly like me anyway so it would give them more amunition against me.

    but hey ho such is life,
    x
    :jFresh start granted 12/02/2010:j
  • Doucam
    Doucam Posts: 1,130 Forumite
    We have only told my parents, who were fine, and dh's Uncle. Who have all been great.

    We haven't told his mum, as she would then tell his sister, his other Uncle, his cousins and Uncle Tom Cobbley and all!! And she wouldn't be very supportive either.

    None of our friends know either, only you guys on here and some friends I have on another forum know.
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    I've only told my mum sister and a really close friend.........oh and the woman in the bank lol.

    I'm hoping no one finds out as my inlaws are very judgemental, and don't particullarly like me anyway so it would give them more amunition against me.

    but hey ho such is life,
    x

    I think thats just inlaws generally and not just about the bankruptcy:D
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • Hi, Only my other half knows, and some good friends and when I say that I mean one couple who are also in a lot of debt (more than me!) The support from the OH has been fantastic - without him I probablly would have broken down, now we can look to the future - 50 weeks till auto discharge!! I have no intention what so ever to tell my family, haven't told my best friend.... Too ashamed and wouldn't want them to worry. Def not OH's family - his mum anyway - way too judgemental and talks about money all the time - hate it.

    I am very much of the opinion of it's no one's business other than mine (or maybe ours as my OH is wonderful), the biggest issue I have is that everyone keeps asking when are we going to buy a house?????!!!! Like thats going to happen in the next 6 years (for me anyway!!) Fortunately OH finances are in good shape.
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    i told immediate family and OH, they've been brilliant. my parents have been very understanding and see that people can be one step away without realising it - eg it only takes 'life' to upset the apple cart.

    a couple of friends know - i wish i hadn't told them though, one of them acts like i got off scot free - never mind the reasons behind going br
  • dojoman
    dojoman Posts: 12,027 Forumite
    Thank you all for your replies, really appreciate it. Would appreciate to hear other peoples experiences as well.:T
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • onward
    onward Posts: 199 Forumite
    I told my parents, and am very glad I did. They have been the rock of support that I needed. Although they have always been the types to live within their means, I never worried that they would judge me by going BR, as they have been aware of my financial issues (trying to keep an underperforming business going) for some time. In fact, they have bailed me out a few times by paying my mortgage.

    For those people who worry that their parents may not understand, then take on board the words that my mom said to me. I asked her if she felt ashamed that I'd had to go the BR route, she replied something along the lines of, "I wish there was another option that meant you didn't have to do it, but really I'm relieved that all the stress you've endured for the past couple of years will go. If this helps you get a normal life again and be happy, then I'm happy for you to do it."

    (I'm actually crying now from typing that, as it meant so much to me to hear it.).

    My brother also knows, and some close friends. Everyone has said the same - get it done and let's get the old Onward back (by the way, that's not my real name :D ).

    I haven't told some very close friends who I haven't been in touch with much for the last year (I let too many friendships slip in trying everything to keep my business going). The reason for not telling them is that it is too soon to recount the whole story of how it got the this point, but I will tell them, and soon I hope :)
    VSP Challenge 2014 #??? - £9.97
  • dojoman
    dojoman Posts: 12,027 Forumite
    oo-1.gif



    I want as many replies as possible please.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • t666
    t666 Posts: 65 Forumite
    Part of the Furniture Combo Breaker
    My parents are totally for doing the BR. In fact they had wished I had done it years ago... as the great stress I've been under the last few years has sadly rubbed off on them and is in turn giving them stress. They wish I would hurry up and get on with it so the 3 year IPA is over as soon as possible!

    All my friends, which is quite a large yet close circle... are also happy for me as I have been a miserable, stressy person to be around most of the time. They have noticed the difference in me since I announced I am preparing for BR, and since taking anti ds. They say I seem happier already.

    Even my boss, who I did not need to tell... says its the best thing.. and is happy to help me prepare for it!!!!!

    Maybe Im just lucky. Im quite open about it. Although one of my workmates who helps us out occasionally on the reception who I had to tell cos nationwide were calling everyday... she looked at me as if I was the devil hehe.
  • Hi,

    I told my parents before we went br and they were very supportive. They first asked if there was any way round being able to pay the debts & also if they could help out at all, but I said that with what they could offer wouldn't make any difference to our debt. They then said that they had thought of it a while ago but had struggled on as they didn't want to loose their house - they have now sorted theirselves out.

    My sister has been great, my brother says he should do it but is still being an ostritch and trying to borrow money every month - though he doesn't ask me anymore - wonder why... probably something to do with the big rolloking he got. lol

    My best friend, changed her opinion on br's when I told her as she hadn't really known anyone to have gone br before. She has seen our circumstances change and knows what we have been through so can now see why people get to this stage.

    Other than that, I haven't really told anyone else as it's not really their business.

    All in all I've had some good support.
    BSC 289
    A life lived in fear is a life not living!
    Proud to have dealt with my debts.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.