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Extended warranty

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My car is about to become 3 years old and I can extend the warranty for £650 (incl roadside breakdown so the warranty bit is worth £600)

Now being a German car its not mega reliable, its had several faults fixed over the first 3 years including 2 new ECUs in the first 6 months.

Now I am aware you can get insurance based warranty's but they seam to have a billion exclusions and a max repair value (this extended dealer warranty only excludes consumables). All the ones I have seen would exclude the DSG gearbox.

Whats nagging me in the back of my mind is I bet the DSG gearbox is 3-4 thousand to replace and the engine 5-10 thousand :(

What do you think? or are there some decent insurance based products out there?
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Comments

  • I'll be in the same boat later in the year but it's a pick up and has been totally reliable, similar price to extend as yours, i'm undecided.

    If i owned your car which has been faulty especially with DSG box i'd stump up the money this time and budget to replace the car when it turns 4, depending how the next year goes.

    Those 7 year warranties form Kia become ever more tempting.
  • When a DSG box goes wrong, they do it in style!

    We dont bother stocking them anymore.
  • Inactive
    Inactive Posts: 14,509 Forumite
    Eric_Pisch wrote: »
    My car is about to become 3 years old and I can extend the warranty for £650 (incl roadside breakdown so the warranty bit is worth £600)

    Now being a German car its not mega reliable, its had several faults fixed over the first 3 years including 2 new ECUs in the first 6 months.

    Ouch, that is not very good, I would think £650 was a bargain, given the cars history.
  • Eric_Pisch
    Eric_Pisch Posts: 8,720 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 13 February 2010 at 3:54PM
    When a DSG box goes wrong, they do it in style!

    We dont bother stocking them anymore.

    yeah that's the worry, its a vastly complex and expensive bit of kit to get repaired

    worth the hassle thou, makes the old pudding stirrer seam as redundant as vinly, vhs and 35mm film :D


    oh and whos WE :)
  • Eric_Pisch
    Eric_Pisch Posts: 8,720 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Those 7 year warranties form Kia become ever more tempting.

    Just a shame Kia make utter dross

    when they make something with 4wd and big turbos thats done sub 8 mins round the ring i might give them a look, until then :rotfl:
  • Tucker
    Tucker Posts: 1,098 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Eric_Pisch wrote: »
    Just a shame Kia make utter dross

    /QUOTE]

    But probably reliable dross and an ECU that won't let you down...:beer:

    I am anti - warranty on everything, cars, electricals, the whole lot. So I'd keep my £650 in my pocket.

    I can guarantee I'm many thousands to the good over the years from not buying a single warranty for anything. I lost out on one item, a £100 fridge that lasted 4 years.

    Warranty companies don't go bust, that says it all.
  • Inactive
    Inactive Posts: 14,509 Forumite
    Eric_Pisch wrote: »
    Just a shame Kia make utter dross

    But they don't spend half of their life in a workshop either.:rotfl:

    ... and they don't cost an arm and a leg in the first place.:D
  • Eric_Pisch
    Eric_Pisch Posts: 8,720 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Inactive wrote: »
    But they don't spend half of their life in a workshop either.:rotfl:

    ... and they don't cost an arm and a leg in the first place.:D

    everything that's fun in life costs money and stress, sometimes its worth it ;)
  • Eric_Pisch
    Eric_Pisch Posts: 8,720 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Tucker wrote: »
    Eric_Pisch wrote: »
    Just a shame Kia make utter dross

    /QUOTE]

    But probably reliable dross and an ECU that won't let you down...:beer:

    I am anti - warranty on everything, cars, electricals, the whole lot. So I'd keep my £650 in my pocket.

    I can guarantee I'm many thousands to the good over the years from not buying a single warranty for anything. I lost out on one item, a £100 fridge that lasted 4 years.

    Warranty companies don't go bust, that says it all.

    yep its a form of gambling, and i appreciate that, and i appreciate that if i paid for insurance on all my stuff the premiums would be substantially more than the cost of replacing stuff

    however the problem with the car is that theres a couple of bits on it that would cost HUGE money so that has to be taken into account.
  • gilbert_and_sullivan
    gilbert_and_sullivan Posts: 3,238 Forumite
    edited 14 February 2010 at 11:33PM
    Tucker wrote: »
    Eric_Pisch wrote: »
    Just a shame Kia make utter dross

    /QUOTE]



    I am anti - warranty on everything, cars, electricals, the whole lot. So I'd keep my £650 in my pocket.

    I can guarantee I'm many thousands to the good over the years from not buying a single warranty for anything. I lost out on one item, a £100 fridge that lasted 4 years.

    Warranty companies don't go bust, that says it all.

    Your white goods may well be worth a gamble especially if you buy certain makes eg Meile, it may well have it's own 5 or 10 year cover anyway.

    The OP's car is a different ball game, it's likely to be very good (though apparently couldn't manage that) till the short warranty runs out, and the costs of this new overrated gearbox will be staggering when it gives up, or indeed when the balance shaft chain snaps if it's an early 2.0Diesel.

    As for Kia's being dross, has the OP had a look underneath a modern Kia...Ceed for example, where the important bits are?
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