Basic Bank Accounts & Credit Reference Agencies

usedandabused

cockywatchman wrote: »

Can anyone tell me which basic accounts report to the credit reference agencies?

As I opened an Abbey which reports but my A & L Basic does not yet it was opened the following month after Abbey I use both accounts. The A & L just for spare £50 or whatever I have on payday then when broke i tend to take it out end of the month!.

From the few basic accounts I have, I know 100% abbey and Natwest report my account, i think Barclays do, and i'm not sure about my Lloyds TSB cash card account, which is a visa debit but can only with draw from lloyds machines :mad:

I've been 'offered' a Gold Account with some Building Society called Norwich and Peterborough, they offer me a full banking service, but i'm apprenhensive and awaiting some advice on a thread i posted.

Basic bank accounts have been a GOD send for me, a few years back after me and HSBC ran into trouble no body wanted to touch me with a 6foot barge pole, and now I might be moving closer to conventional banking again, due to running a basic account properly, avoiding charges and most importantly, not spending more than i earn.
I still can't get a decent credit card, but tbh I don't want it yet, i'm happy sticking £20 on my sub prime cards, clearing it off in FULL and getting green 0's :beer: