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Basic Bank Accounts & Credit Reference Agencies
cockywatchman
Posts: 38 Forumite
Can anyone tell me which basic accounts report to the credit reference agencies?
As I opened an Abbey which reports but my A & L Basic does not yet it was opened the following month after Abbey I use both accounts. The A & L just for spare £50 or whatever I have on payday then when broke i tend to take it out end of the month!.
As I opened an Abbey which reports but my A & L Basic does not yet it was opened the following month after Abbey I use both accounts. The A & L just for spare £50 or whatever I have on payday then when broke i tend to take it out end of the month!.
Studio 24 Balance £50 credit! Limit £1
Co-operative Bank Account £250 credit No Overdraft
T-mobile £10 per month 6 month sim only
Nationwide |Flex £100
Co-operative Bank Account £250 credit No Overdraft
T-mobile £10 per month 6 month sim only
Nationwide |Flex £100
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Comments
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Is the A&L account just a cash card?0
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Is the A&L account just a cash card?
Yeah just cash card I only have 2-3 transactions per month too, I had two statments in 6mths.Studio 24 Balance £50 credit! Limit £1
Co-operative Bank Account £250 credit No Overdraft
T-mobile £10 per month 6 month sim only
Nationwide |Flex £1000 -
cockywatchman wrote: »Can anyone tell me which basic accounts report to the credit reference agencies?
As I opened an Abbey which reports but my A & L Basic does not yet it was opened the following month after Abbey I use both accounts. The A & L just for spare £50 or whatever I have on payday then when broke i tend to take it out end of the month!.
Nationwide, Lloyds - both basic accounts with these banks report to CRA's, Im sure there are others.0 -
HSBC reports to the CRAs too0
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I have a Step account with NatWest which I use just for Direct Debits and that is reported to the CRAs.
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Co-op Cashminder reports too.Accept your past without regret, handle your present with confidence and face your future without fear0
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Halifax Easycash does not report to the CRAs.0
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I can confirm that Halifax Easycash card does not refer to credit reports.
Warning: In the kingdom of the blind, the one-eyed man is king.
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Can confirm natwest report to the cras. I have two step accounts which are very nice for the green zeros. Would imagine rbs do as they are the same group0
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All the banks now report basic account, activity excluding Halifax Easycash.....
There may be some older ones not reporting, but in general you should assume they all do except Halifax. 
2010 - year of the troll
Niddy - Over & Out :wave:
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