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Need to deposit funds, somewhere.

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Recently I needed to cash in several ISA's and various other accounts as I needed a fair sum, I can now replace this amount, £21,000 and ideally would like it to be within the Halifax range of accounts. To all intents and purposes, it should not be required, so can be left untouched. Having said that, I suppose I ought to have a hassle free account that would allow me to access it if needs be. Any idea's?

Comments

  • D1zzy
    D1zzy Posts: 1,500 Forumite
    3 x lloyds Vantage accounts - paying 4% on 5k-7k balances
    LTSB - almost halifax
    Minor Hastle (shuffle £1000 through the accs each month - login- 30secs)
    Instant Access:j
  • System
    System Posts: 178,346 Community Admin
    10,000 Posts Photogenic Name Dropper
    should have added, I don't do online banking.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Baldur
    Baldur Posts: 6,565 Forumite
    islandman wrote: »
    should have added, I don't do online banking.
    You don't need to with the Vantage accounts suggested - simply set up Standing Orders from a/c 'A' to 'B'; 'B' to 'C' and 'C' to 'A' for the same day each month, which meets the £1,000 per month funding requirement. Then transfer the interest (paid within the first few days of each month) of around £20 per account into a savings account.
  • or to make things easier ING are offering 2.5% fixed for the first yr, instant access.
    I would question your loyalty to Halifax?
  • rb10
    rb10 Posts: 6,334 Forumite
    Halifax Web Saver Extra seems to be ideal?

    If you have a current account, then it pays 3% (variable), and allows one withdrawal per year.

    It takes no more than five minutes to apply online, and about 15 seconds to transfer money out of it.
  • Reaper
    Reaper Posts: 7,353 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 February 2010 at 10:28AM
    20rodwell wrote: »
    Recently...
    islandman wrote: »
    should have added, I don't do online banking.
    Why are you using sock puppet "20rodwell"? Is it really that embarrassing to be seen posting on the Savings forum?
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