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Another claim against me in 4 months! Help!

135

Comments

  • I said there are types of skid which you can't control. That means you have tried to control it but you can't.
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Unfortunately there are some types of skid that you cannot control whatever your driving skill level is.

    I agree with your statement, but you can drive so as as not to get into the skid in the first place.
    You can anticipate hazards and you can take action ahead of the hazard to avoid getting into the situation where a crash in inevitable.
    For example I would use observation, engine braking and gears in this situation before getting to the brakes.

    I've done both IAM and ROSPA and can certainly confirm that they would not coach you how to get out of a skid, but they would coach you how to avoid getting into one in the first place by anticipating the hazard.
    Of course you can do skid pan courses as well if you like, but that's not the best way to appraoch the problem in my view.
  • tbs152
    tbs152 Posts: 62 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    anewman wrote: »
    Not really, you said there are skids you can't control, I suggested there is always something people can do to try and control skids to a certain degree - and that many people do the wrong thing or haven't informed themselves about what they should do if a skid should occur.

    Thanks for your input, but I know exactly how to control a skid, and I did not slam on the brakes. I tried to turn against the skid but there was just no road left.

    Plus the hit was seriously gentle, so I had almost come to a stop.
  • tbs152 wrote: »
    Thanks for your input, but I know exactly how to control a skid, and I did not slam on the brakes. I tried to turn against the skid but there was just no road left.

    Plus the hit was seriously gentle, so I had almost come to a stop.

    So you took the action that the amateur armchair accident investigators assumed you hadn't taken. Taking the appropriate action more than likely reduced the severity of the impact so well done. Good luck with the insurance side of the incident.
  • tbs152
    tbs152 Posts: 62 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    Thanks DirectDebacle. I think I'll call my insurance company now and tell them what happened. Better safe than sorry in the case of a whiplash claim or something right?
  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    A whiplash claim is almost inevitable, I'm afraid. Everyone's injured, even in the slightest of bumps these days. Strange really, when cars are becoming more and more safe.
  • Phlik
    Phlik Posts: 1,088 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    tbs152 wrote: »
    Thanks for your input, but I know exactly how to control a skid, and I did not slam on the brakes. I tried to turn against the skid but there was just no road left.

    Plus the hit was seriously gentle, so I had almost come to a stop.

    Unfortunately that was exactly the wrong thing to do.
    So you took the action that the amateur armchair accident investigators assumed you hadn't taken. Taking the appropriate action more than likely reduced the severity of the impact so well done. Good luck with the insurance side of the incident.

    <insert facepalm picture here>

    You never turn away from the skid, especially on snow or ice.

    As long as your front wheels skid, you have no directional
    control of the car. Turning your wheels in the direction of the skid
    allows the wheels to start rolling in the direction of motion
    again. Only once the wheels are rolling can turning them affect
    the direction of the car. As long as the wheels are slipping
    perpendicular to the plane of the wheel, they will not roll.

    Phlik
  • tbs152 wrote: »
    Hi all


    Anyway, today (it being icy) I slid into the back of another vehicle quite slowly and there was a little bump.
    tbs152

    The Op has not described what type of skid he was in. I simply stated that there are types of skid that cannot be controlled.

    Phlik wrote: »
    Unfortunately that was exactly the wrong thing to do.



    <insert facepalm picture here>

    You never turn away from the skid, especially on snow or ice.

    As long as your front wheels skid, you have no directional
    control of the car. Turning your wheels in the direction of the skid
    allows the wheels to start rolling in the direction of motion
    again. Only once the wheels are rolling can turning them affect
    the direction of the car. As long as the wheels are slipping
    perpendicular to the plane of the wheel, they will not roll.

    Phlik



    Until the type of skid and other relevant factors e.g. the distance between the vehicles at the point the skid occurred, are known then your assumptions, though interesting, are rather pointless.
  • Hadrian
    Hadrian Posts: 283 Forumite
    tbs152 wrote: »
    I refuse to place the blame at the feet of my impeccable driving skills.

    It's the bloody ice's fault.

    ;)

    Thanks for the input everyone.

    Direct Line are going to love me!!
    You've got to be joking! From my experience this winter I think the majority of car owners shouldn't have been on the road when ice and snow were around. Most haven't a clue.:mad:
  • lisyloo
    lisyloo Posts: 30,077 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    From my experience this winter I think the majority of car owners shouldn't have been on the road when ice and snow were around.

    When the snow and ice were around, my husband walked to the train station and got on a train. I worked from home.

    Guess what - we never had any accidents or claims.

    Just a thought.
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