I'm going to do a diary too :)

setmefree2

well done on all your progress :T:T:T

gerbiljo

Thank you!

Sneaky extra payment of £80 from child benefit for this month on to mortgage (signature updated)...

gerbiljo

Right mortgage payment has come off, £120.70 interest this month so £3.89 a day.

We had decided to buy a woodburner and found a cheap one of ebay but it doesnt come with a surround so we would of had to get one made. Anyway had a look at some other ones and they are nicer and more expensive so have decided to forget the idea for now so made another overpayment of £403 (to round off sum). This means we are slightly ahead of target (£500). The aim is when we are £3300 ahead of target we will get our foundations for the extension started, so an incentive there. Woodburner will have to wait until we are MF!

I predict we may be able to overpay a bit more this month also so will update as we do! Looks like next month will break the £140k mark re total debt......

hurry on payday

wantabetterlife

Well done gerbiljo, your making great progress :j:D

gerbiljo

Thank you!

Hubby did another great food shop of £24

MoneyQueen

Hi gerbiljo,

have just been going through your diary. You are making good progress. Well done and Good Luck

MQ

gerbiljo

Thank you!

Have some birthday money over so overpaid another £80 today, hoping can still pay a bit more though it is rather quidco dependant and I'm not doing so well with payments at the mo...fingers crossed!

We are so far £580 ahead of target so should go into the £93k's next month!!:j

gerbiljo

expensive weekly shop at £41 and seem to have spent alot this month, tho we have over-over paid too, hopefully will get some money were due soon to top up a bit!

gerbiljo

Paid the electricity rebate into the mortgage (£30), which has back fired slightly as the gas we owe money for so that has used up money unexpectedly (from switching suppliers).

So at this moment I think that may be the end of overpayments for this month unless the travel insurance :mad: or quidco :mad: money comes through no more extras, except maybe a tiny bit near the end...wel see!

gerbiljo

£28 on shopping this week, so £133 total so far this month so id have to spend £17 next week to be on target for the month (£150) so I predict we will be a bit over...we'l see!!!