I'm going to do a diary too :)

SmlSave

he has added in a weekly takeaway, to me a takeaway is a treat rather than a weekly thing

Just to let you know that my DH would do this too, without a second thought. I wonder if it's a general thing?

gerbiljo

definately their stomachs come first for sure!!

gerbiljo

Hubby did a good shop this week of £30 something, tho my shopping budget did get messed up so hubby bought a few bits from his account.

I'd kept some money by for my sister's birthday and I had some cashback from switching suppliers and the child benefit saved, we have a few things going on next month, weddings/birthday party and a couple of leaving dos so need to do a couple of meals etc (then no more birthdays for a couple of months), don't need to do any of those things things until payday tho so just paid a sneaky last £100 off this month.

Need to pay £2600 this month now to get to £85k which I think is realistic.

Got £30 in amazon vouchers coming our way from surveys and tns and spent £1.50 on 2 indoor pots as had some garden centre vouchers so feel like I got a treat for not much money! Spent all the money from my mum now and enjoying the bits we bought.

Will update on payday, yay not long!

pammyj74

well done on your OPs. and the amazon vouchers. I am always in awe of the huge amounts people can OP!

gerbiljo

There are two of us though, so it's slightly different, we are really trying to live on one wage. To overpay when its just you is really amazing

gerbiljo

Ooooh, got a bit excited! Hubby gets paid on the 28th and me on the last friday, he's given me the money for the monthly direct debits (I usually over pay the mortgage) but I couldn't resist a couple of days early overpaying... I've even sneakily updated my signature slightly prematurely! In doing so I have noted that my 'total debt' has slipped under the 130k mark!

Hoping I can get the extra £950 off this month....eek its gonna be tight!

I have just been on my account and requested quarterly mortgage statements as I normally am just online as i want to see if they tell me my term remaining (don't really want to have to keep calling them up) plus will be nice to keep some of them as I have printed it all out since I've been overpaying anyway, I think I probably have about 18 years left, so I think I've knocked about 5 years off my term since I started overpaying.

I had to laugh at valued opinions the other night when after answering loads of questions they then made me sit thru a listerine ad only to be told they had enough people grrrrrr

Was also a bit annoyed with pigsback as I bet on a big brother eviction (gambled 500 piggypoints) and was right and it doesn't seem to have registered my vote , grrrrr I think thats gonna be the best way forward with piggypoints, gonna get my first voucher and then might only do the freebie stuff (get sick of giving everyone my details!)

Have lots to keep me busy now, as I have some fimo so I'm going to make a mosaic for the cat room wall, hopefully that'll keep me busy enough to stop me spending throughout august!

will update again friday yay!!

SmlSave

Under 130k! That's brilliant Well done gerbiljo

I too get annoyed with the surveys that take you alsmost to the end and then screen you out. But every little helps...I keep telling myself......

so I'm going to make a mosaic for the cat room wall

the cat has its own room???? wow

gerbiljo

Just noticed I had £5 in my lightspeed account so that goes towards the amazon vouchers to spend later

Well the cats do have their own room but there are 7 of them, it sounds extravagant but they are in our second bedroom and have been since I bought the house, prior to the husband and the daughter. It was just necessary intially as I have dogs too and wanted their trays etc out of the rest of the house. This arrangement means however that our daughter has a tiny (but very nice) box room, which certainly would not fit a second cot should we want a second baby which we probably will. We have obtained planning permission to get a side extension which will allow us to move the cats downstairs and in effect make the upstairs an animal-free zone (which I now feel we need) but I don't want the cats to be put out so they will get a new room of their own, the box room is too tiny for them to just switch and the cat room is a bit well, 'yukky'. Plus we can put a cat flap in the wall for them so they can go out easy into our garden. Sometimes I forget how crazy this all sounds...

vl2588

Haha mad crazy cat lady

gerbiljo

true, true, i have stopped acquiring now tho so thats a start!!