Claiming for mobile on contents insurance

spongerob500

I managed to kill my mobile phone whilst playing with my children. I was wondering whether i'd be able to claim for a replacement mobile on my contents insurance? I dont have the phone because I binned it, in hindsight it seems it was a daft thing to do. But I do have the proof of purchase from Orange. Would that suffice to get a replacement handset? Thanks.

OneADay

You will need the IMEI as well as proof of purchase to make a claim, otherwise its a free for fraud world.

DarkConvict

As above, you need proof the phone existed and details of it, usually the phone itself. As contents insurance would not cover loss.

Contents insurance is expensive to claim from too. i think it is a lost cause to claim for it, but you can ask the insurance even if you don't claim.

Damian_T

Rather than pay external insurance for the iPhone I'm thinking of getting tomorrow, I asked my house insurance and they said it's covered only if stolen or lost outside the home. But obviously that's my insurance company.