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It will be GONE !!!
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Hopefully back on track today, just sent second letter to virgin looking for the rest of the charges refund, and also FSO for claiming charges and PPi on an old BHS gold card.
Also transferred £8 from paypal, hopefully if i get a few minutes tonight i must start ebay.
Still waiting for DH car tax refund hope i will get some nice post today.
17 smiley face until payday
:eek: just realised i was going to get virgin cc to £3k by the end of may, have to find £460 i do have few pots to raid looks like another job for tonight.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Hello friend x
Glad you survived the visit and of course continue to be your same wonderful self reducing the debt fabulously. Re claims, I would write another letter asking for more pennies, I did and it worked. (Martin has a template I believe)
Free lisiting noted.............LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Nothing much to report on the debt busting paid £2.19 to tesco cc to round down, just a little annoying habit i have but i do like even numbers.
I seem to have a stinking cold which has appeared from nowhere and i just want to be lazy and eat comfort food.
I know i should be writing letters and ebaying but im going to start a list instead and work at it along with the housework this weekend i may even get DH and DS to help out :rotfl:
Going to have to budget hard over the next 2 weeks as overspent so much last week. I do have a little in my savings now but i really dont want to touch it.
Hope some money will arrive in my account tomorrow as would like to get cc down a bit more.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
:j£30 to virgin from paypal money. Hope Mr postie brings the tax refund cheque.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
:AHave to congratulate you on your continued motivation. I notice that the rest of us are losing the will to live at times, but you always seem so enthusiastic! You are an inspiration:AProud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120
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Why thank you but i dont feel like that there is so much i should be doing extra but i have lost my way a little. Once I get rid of theis cold watch out richard i will be back think the ebay challenge will be on before they set limits on the 1st june. Anyone want to join me ? It did nearly kill me that weekend but the money was great......MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
13 days to payday for me HWG and I'm counting down. When I get paid my motivation will be back I'm sure. Hope your feeling better today x12/04/2019
Savings £134 nothing changed here
Credit Score 134/700 - Jan. 171/700 - Feb. 151/700 - Mar.0 -
Feeling pants today sat through a 5 hour meeting at work,then a meeting with boss who said I will get my review meeting next week and we will talk about a payrise. I was due a rise this month after my 3 month review so lets hope thats not my annual payrise.
Should be in bed but need to make so extra pennies so I have set myself the challenge of 100 items on ebay this weekend. Firstly it will clear a great pile of stuff and secondly I need to make more money.
I wasnt planning on going out and this will save me hitting the shops, already listed 10 items.
Anyone else want to join me ?
Counted penny jar and have £45 bagged ready for the bank then to pay of virgin.
Santander sent a cheque as goodwill for £24 not £300 that i requested should I not bank the cheque until FSO have looked into this or should I bank it anyway. I dont want them to think i have accepted this as full refund.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
You are so positive. How inspiring. Keep it up! I am ebaying next weekend but am v busy this weekend as mum and dad are visiting. Goodluck pet.
SWAiming for a minimal spend 20220 -
I will be ebaying, but 100.......Proud to be dealing with my debts,light bulb moment: 2/1/2010, reviewed 7/1/20120
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