It will be GONE !!!

EB69

this has been a tight month all round it seems!

Kepp

This month isn't great but it's definitely a relief after Oct - that was dire!

Herewego

I cant wait for payday I can then stop holding my breath and return to a normal colour......

Woowoo

Is yours next Friday? Mine is and I will almost be at £11,500 - currently £35 short, with little hope of finding it!

Herewego

Mine is on Thursday and DH is the Tuesday after think I will be lucky to get to £34k this month now i have the BT fee added as well. I have given us quite a bit extra to spend next month we have a busy month meeting friends. My plans for getting to £30k at the end of the year are well gone now.
We are having a new door fitted next week and what was left of DH is paying for most of it so something else out of budget although this should get rid off some draughts and make it more secure.
Good news house opposite ours has gone on the market for 30k more than we thought and because of size and position of ours we could ask at least another 10k on top, this makes me a feel a bit more secure.

Woowoo

I think we are all going to have to accept Xmas is coming and this means spending, better to have a realistic budget that you can actually stick to (it is still frustrating though!).

Great news on the house x

Herewego

If the house is worth that im almost tempted to add £30k to the mortgage and then just throw every spare penny at it, might be something to review in the new year
On a mega clean up in the house big challenge to get all jobs done before Sunday I want a day of doing nothing this weekend as DH has been working silly hours this week thought we may do something CHEAP on sunday he is out on business again tonight so trying my best to get clean before shopping arrives in a few hours be back soon.

Woowoo

It's worth considering, nothing to lose by getting your place valued in the new year. Do you think you could keep the momentum going in the same way to clear the mortgage?

Herewego

Im hoping to throw all debt money at the mortgage once debt is paid off, this will clear the mortgage in 5 years. Once i get a few more jobs done think I may have a play with the snowball although it is cheating by doing it that way isnt it ?

Woowoo

If you think you will stick at it and this is the cheapest way it's worth investigating. The danger is adding money to the mortgage then easing right off on payments and then ending up paying loads more interest (not saying you would do this of course). It's not cheating, but I know what your saying as I would feel the same way!