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It will be GONE !!!

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Comments

  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Thats way too complicated for me honey - why don't you ring them and then at least you can hold them to their advice!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Herewego
    Herewego Posts: 2,541 Forumite
    Red this is Lloyds your talking about the only answer they have on their sheet is "I will put a copy of terms & conditions in the post for you."
    I guess the next statement will be issued about 7th November I can then pay the interest off and do the BT so hopefully 7k will be on 0% in November would be great if it works out that way.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi HWG

    Taxi is right, besides like they would miss an opportunity to make some money off us!

    Have a nice few days with your parents, hope you don't have to spend too much x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    One day until DH payday and i can see it waiting to hot the account, this also means 1 day until im under 2k :T.
    Im totally exhausted already and i have a day of shopping ahead of me should be cheap as i dont want anything.
    Have a great day everyone only one more day until FRIDAY :beer:
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • BaillieRiley
    BaillieRiley Posts: 309 Forumite
    :T:T:T for payday and more debtbusting tomorrow hun!!!


    BR x
  • taxi73
    taxi73 Posts: 20,815 Forumite
    great news on payday and debtbusting
  • Ceniza
    Ceniza Posts: 761 Forumite
    Herewego wrote: »
    Thanks for popping in, not going to be around much for a few days have the folks visiting.
    Need a little help, if I clear my Lloyds card next month before the payment due date am i right in thinking I will pay interest on the interest added from the month before until I clear the balance again. Should I wait and make sure I clear any outstanding interest before doing the BT ?
    So far I have spent £40 tonight taking the folks out for dinner it was dad's birthday so thought I should pay.
    REDMADCURLS wrote: »
    Thats way too complicated for me honey - why don't you ring them and then at least you can hold them to their advice!

    This ^^^

    You should call them up and ask to close the account and they should give you a final balance?
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Yep, unless they are as useless as Egg, most companies can give a final balance on the phone that you can pay then and there.
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • taxi73
    taxi73 Posts: 20,815 Forumite
    but make sure it includes the interest and that there'll be no more the following month.
  • Puzzcat
    Puzzcat Posts: 4,200 Forumite
    Hi,

    Just popping on to say I've read through your entire diary and I'm tired.... you are a fantastic inspiration...

    Keep going you have so many secret followers... you really deserve a huge :T

    Well done HWG.

    xx
    Christmas 2020 £109
    I love my dmp started in Nov 13 with SC. Self Managed 2016 57% done
    £60062/25384.84 - 13222.60k UE

    MY DIARY     http://forums.moneysavingexpert.com/showthread.php?t=4768685
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