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It will be GONE !!!

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Comments

  • Woowoo
    Woowoo Posts: 4,603 Forumite
    HWG - how much interest per month is your Lloyds card if you don't mind me asking?

    Am just wondering what it will drop down to when I owe £3k like you. My rate is 16.8%.

    Thanks x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Hi
    My estimated interest for that card is £71.40 for next month but interest rate is somewhere near 24%, they work the interest out on the balance the month before so i am hoping it will come in less as i overpaid by £1000.
    Just waiting on DH cc to work out next months payments and interest all other statements came in today.
    No news from my ebay friend today so hopefully that is the end of it. Amazon is very popular and helping out with a few extra pennies, watch this space.....
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hopefully you've seen the last of your eBay chancer!

    Thanks for the cc info, your almost under that £3k now x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    Just read my other Lloyds cc statement and they are putting the interest up so need to call them tomorrow to cancel the card think they have had enough interest over the years. With a good balance transfer i shuould have moved that card early next year.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Phew for noticing HWG, did they just put a note on your statement and not write seperately? Sneaking bugg*ers!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    I dont remember seeing a letter but it did say we wrote to you to tell you, you now have until November to tell us if you want to cancel guess what tomorrow night i will be cancelling.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    First ebay things sold tonight £9.17 not big money but it all helps.
    I am now £250 under my £2k overdraft and i was hoping to stay £300 under it, I am going to try and put the £50 back in my account otherwise i am going to leave myself short next month trying to catch up.
    I have no plans on how i am going to food shop this weekend but i will take it as it comes, i guess thats why i built a bit of a reserve into the overdraft.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Morning all, just sent £30 to Lloyds only £5 to go to get under the 3k mark once i do that i will build up my account reserve a bit more.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Ceniza
    Ceniza Posts: 761 Forumite
    Herewego wrote: »
    Morning all, just sent £30 to Lloyds only £5 to go to get under the 3k mark once i do that i will build up my account reserve a bit more.

    :j Good job! Almost there for sub £3k :D
    Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
    Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800

    Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    So close, will you find the £5 soon?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
This discussion has been closed.
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