Is this dual cover?

penrhyn

My late mum had homeserve.
She had a dripping overflow from her cold water storage tank, a faulty ballc0ck.
We were told this wasn't covered but we could call their recommended plumber for a quote,if I recall the call out was around £50.
Cancelled her policy and mine. I now have the flexi cover add on with the BG account.

jackieglasgow

Your Homeserve cover is only for emergencies, so although it's cheaper, you can't call them out for say, a faulty ballc0ck, as one of the PP's did(wasn't sure if that would get edited out), your BG Homecare is for emergency and non emergency repairs. I would say you have double cover, but the homeserve one is only doubling up on part of your BG Homecare300. Best to save yourself the 99p a month if you have it anyway on your homecare. Unless you're dead handy and could do basic plumbing reapirs yourself. But then, if you were, you probably wouldn't have any?

Hope this helps!